3409 Elm Ridge Dr, Leander, TX 78641 Property Records

Williamson County property record for 3409 Elm Ridge Dr, Leander, TX 78641

Property Summary

Property Type	Single Family Home
Details	4,134 sqft · built 2021
Lot Size	1.2 acres (52,272 sqft)
Owner	2 Company Names on Record
Last Sale	$1,739,640 (Jan 2023)
Tax Bill	$27,865 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Jan 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R-17-W370-030D-0012`

Property Details

APN / Parcel Number

Primary APN	`R-17-W370-030D-0012`
Alternative APNs	`R562107` `382823`

Interior

Stories	1 Story
Building Area	4,134 sqft Living Area
Gross Area	4,326 sqft
1st Floor Area	4,134 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Stone
Lot Area	52,272 sqft
Garage Area	917 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Pool Area	552 sqft
Porch	Open Porch
Patio Area	192 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R17W370030D0012
Street Address	3409 ELM RIDGE DR
City	LEANDER
State	TX
Zip	78641-4230
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S11547 - REAGANS OVERLOOK PH 3, BLOCK D, LOT 12, ACRES 1.2
Legal Subdivision	REAGANS OVERLOOK PH 3
Legal Block	D
Legal Lot Number	12
Jurisdiction	WILLIAMSON TX
Township / Civil Division	ROUND ROCK-GEORGETOWN
Census Block Group	2
Census Block	2016
Census Tract	20124

Owner

Source: Williamson County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	3409 ELM RIDGE DR, LEANDER, TX 78641-4230
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2026	Deed of Trust, Mortgage · Conventional Mortgage STRENGTH FOR TODAY INC
Jan 17, 2023	Vendor's Lien, Transfer · Conventional Mortgage ENCORE BANK NA
Jun 29, 2022	Vendor's Lien, Transfer · Conventional Mortgage EVERETT FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 17, 2023 · Amount on Record
Deed Sale	Jan 17, 2023 · Amount on Record
Prior Sale	Jun 29, 2022 · Amount on Record
Deed Document Number	20234401
Last Transfer Date	Apr 30, 2025
Transfer Doc	0000048789
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TX
Recording Date	Aug 18, 2026
Property Address	3409 ELM RIDGE DR, LEANDER, TX 78641-4230
Document Number	0000069603
Instrument Date	Aug 12, 2025
Instrument	202669603
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	AUSTIN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust, 221
Address	3409 ELM RIDGE DR, LEANDER, TX 78641-4230

Mortgage

Document Number	0000069603,
Date	Aug 18, 2026
Instrument	202669603

Lender

Name	STRENGTH FOR TODAY INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Max Rate	-1%

January 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WILLIAMSON TX
Recording Date	Jan 17, 2023
Property Address	3409 ELM RIDGE DR, LEANDER, TX 78641-4230
Document Number	0000004401
Map Reference	DOC 2017090494
Instrument Date	Jan 13, 2023
Instrument	2023004401
Transaction Type	Transfer
Record Updated	Oct 26, 2023
Title Company	AUSTIN TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	25105 266TH AVE SE, RAVENSDALE, WA 98051-9414

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3409 ELM RIDGE DR, LEANDER, TX 78641-4230
Investor	Possibly a Property Investor

Mortgage

Document Number	0000004402
Date	Jan 17, 2023
Instrument	2023004402

Lender

Name	ENCORE BANK NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

June 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WILLIAMSON TX
Recording Date	Jun 29, 2022
Property Address	3409 ELM RIDGE DR, LEANDER, TX 78641-4230
Document Number	0000078550
Map Reference	DOC 2017090494
Instrument Date	Jun 28, 2022
Instrument	2022078550
Transaction Type	Transfer
Record Updated	Sep 30, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6500 RIVER PLACE BLVD STE 200, 200, AUSTIN, TX 78730-1156

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3409 ELM RIDGE DR, LEANDER, TX 78641-4230

Mortgage

Document Number	0000078551
Date	Jun 29, 2022
Instrument	2022078551

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

Source: Williamson County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Leander City
County	Williamson County
Unified School District	Leander Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$27,865.00 (+25.06%)	$1,393,922 (+25.24%) Land $398,155 Building $995,767	$1,393,922 (+25.24%) Land $398,155 Building $995,767
2023	$22,281.00 (+394.25%)	$1,112,962 (+623.74%) Land $369,713 Building $743,249	$1,112,962 (+623.74%) Land $369,713 Building $743,249
2022	$4,508.00	$153,779 Land $153,779	$153,779 Land $153,779

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 50% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LEANDER serves 98,330 people · EPA ID TX2460012
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Optimum Fiber · Cable	940 / 940
Verizon Fixed Wireless	300 / 20
Western Broadband Fixed Wireless	200 / 40

May also be available: VTX Communications.

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