3409 E Vernon St, Gilbert, AZ 85298 Property Records

Maricopa County property record for 3409 E Vernon St, Gilbert, AZ 85298

Property Summary

Property Type	Single Family Home
Details	5 ba · 3,251 sqft · built 2002
Lot Size	0.151 acres (6,587 sqft)
Owner	Individual Name on Record
Last Sale	$480,000 (Feb 2021)
Tax Bill	$2,689 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Feb 2021 Sale
Flood Zone	Zone X (moderate risk)
APN	`304-78-911`

Property Details

APN / Parcel Number

Primary APN	`304-78-911`

Interior

Full Baths	5 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,251 sqft Living Area
1st Floor Area	1,698 sqft
2nd Floor Area	1,553 sqft

Exterior

Year Built	Built 2002
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	6,587 sqft (0.151 acres)
Parking Spaces	2 Parking Spaces
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	3409 E VERNON ST
City	GILBERT
State	AZ
Zip	85298-8834
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	SEVILLE PARCEL 2 MCR 554-18
Legal Range	06E
Legal Township	02S
Legal Section	23
Legal Quarter	SW
Quarter-Quarter Section	SE
Legal Subdivision	SEVILLE PARCEL 2
Legal Lot Number	125
Jurisdiction	MARICOPA AZ
Township / Civil Division	CHANDLER
Census Block Group	1
Census Block	1020
Census Tract	816401

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3869 E AUGUSTA AVE, QUEEN CREEK, AZ 85142-3237
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Feb 22, 2021	Warranty Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 22, 2021 · Amount on Record
Deed Sale	Feb 22, 2021 · Amount on Record
Prior Sale	Jun 10, 2016 · Amount on Record
Deed Document Number	20210196905
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3409 E VERNON ST, GILBERT, AZ 85298-8834
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3869 E AUGUSTA AVE, QUEEN CREEK, AZ 85142-3237

Mortgage

Document Number	0000447547
Date	Apr 21, 2021
Instrument	20210447547

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Feb 22, 2021
Property Address	3409 E VERNON ST, GILBERT, AZ 85298-8834
Document Number	0000196905
Map Reference	MB 554 PG 18
Instrument Date	Feb 16, 2021
Instrument	20210196905
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	230 E CIVIC CENTER DR APT 1011, 230, GILBERT, AZ 85296-0010

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	3869 E AUGUSTA AVE, QUEEN CREEK, AZ 85142-3237

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Chandler Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$53,780 (-0.07%)	$537,800 (-0.07%) Land $107,500 Building $430,300
2025	$2,689.00 (+11.39%)
2024		$53,820	$538,200 Land $107,600 Building $430,600
2023	$2,414.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 476 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
CenturyLink DSL · Fiber in parts of the area	140 / 20
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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