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3409 E Vale Cir, Gainesville, GA 30507 Property Records

Hall County property record for 3409 E Vale Cir, Gainesville, GA 30507

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,188 sqft · built 2004
Lot Size1.1 acres (47,916 sqft)
Owner2 Individual Names on File
Tax Bill$3,522 (2025)
Deeds & MortgagesApr 2021 Mortgage
Jan 2024 Second Mortgage
Flood ZoneZone X (minimal risk)
APN15-015C-000-054

Property Details

APN / Parcel Number

Primary APN15-015C-000-054
Alternative APN
  • 61258

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,188 sqft Heated Area
1st Floor Area1,178 sqft
Basement Area778 sqft
Finished Basement778 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Architectural StyleLog Home
Exterior MaterialVinyl
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area47,916 sqft (1.1 acres)
Garage Area400 sqft

Exterior Amenities

PorchOpen Porch
Porch Area30 sqft
Deck Area120 sqft
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number61258
Street Address3409 E VALE CIR
CityGAINESVILLE
StateGA
Zip30507-9499
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionHARMONY EAST LT 21
Legal SubdivisionHARMONY EAST
Legal Lot Number21
JurisdictionHALL GA
Township / Civil DivisionGAINESVILLE
Census Block Group2
Census Block2013
Census Tract702

Owner

Source: Hall County records · APN 15-015C-000-054

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3409 E VALE CIR, GAINESVILLE, GA 30507-9499
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 16, 2021Deed of Trust, Mortgage · Conventional Mortgage
MYGEORGIA CREDIT UNION
Jan 08, 2024Deed of Trust, Mortgage · Stand-Alone Second Mortgage
DISCOVER BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 08, 2010
Deed SaleApr 08, 2010
Prior SaleSep 16, 2009
Deed Document Number0006685609
Deed Book / Page5124 / 115
Record UpdatedJun 08, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHALL GA
Property Address3409 E VALE CIR, GAINESVILLE, GA 30507-9499
Transaction TypeMortgage
Record UpdatedFeb 09, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address3409 E VALE CIR, GAINESVILLE, GA 30507-9499

Mortgage

Document Number0087890000000016
DateApr 16, 2021
Book Page0000008789/0000000016
Lender
NameMYGEORGIA CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJan 01, 2036

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHALL GA
Property Address3409 E VALE CIR, GAINESVILLE, GA 30507-9499
Transaction TypeMortgage
Record UpdatedDec 15, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address3409 EAST VALE CIR, GAINESVILLE, GA 30507-9499

Mortgage

Document Number0094200000000325
DateJan 08, 2024
Book Page0000009420/0000000325
Lender
NameDISCOVER BANK
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2054

Tax Assessment & Valuation

Source: Hall County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateGeorgia
CountyHall County
Unified School DistrictHall County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,522.00 (+7.38%)$141,480 (+16.54%) Land $9,120 Building $132,360$353,700 (+16.54%) Land $22,800 Building $330,900
2023$3,280.00 (+23.68%)$121,400 (+24.44%) Land $7,600 Building $113,800$303,500 (+24.44%) Land $19,000 Building $284,500
2022$2,652.00$97,560 Land $7,600 Building $89,960$243,900 Land $19,000 Building $224,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 5, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskModerate
above 43% of the US · lower than 61% of Georgia
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Xfinity
Cable		1,200 / 35

May also be available: Spectrum.

Based on FCC filings for 67 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemGAINESVILLE
serves 140,000 people
Water SourceSurface water
Last State InspectionMar 2024
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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