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3409 E Moreno Ln, Yuma, AZ 85365 Property Records

Yuma County property record for 3409 E Moreno Ln, Yuma, AZ 85365

Property Summary

Property TypeSingle Family Home
Details6 bd · 1.5 ba · 1,677 sqft · built 1989
Lot Size0.263 acres (11,463 sqft)
OwnerIndividual Name on Record
Last Sale$299,500 (Mar 2026)
Tax Bill$1,542 (2025)
Deeds & MortgagesMar 2026 Sale & Mortgage
Mar 2026 Transfer
+ 1 more
Flood ZoneZone X (moderate risk)
APN723-54-091

Property Details

APN / Parcel Number

Primary APN723-54-091
Alternative APNs
  • R0011296
  • 10436091

Interior

Bedrooms6 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,677 sqft Living Area
Gross Area2,674 sqft
1st Floor Area1,677 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Exterior MaterialCombination
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area11,463 sqft (0.263 acres)
View / LotSound
Garage TypeAttached
Garage Area486 sqft
Parking Spaces2 Parking Spaces
PorchCovered Slab

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerSeptic
Water SourceCommercial

Location & Zoning

Account NumberR0011296
Street Address3409 E MORENO LN
CityYUMA
StateAZ
Zip85365-4638
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1-8
Legal DescriptionSUBDIVISION: TIERRA MESA EST 4 LOT: 91 SECTION: 24 TOWNSHIP: 09S RANGE: 23W
Legal Range23W
Legal Township09S
Legal Section24
Legal SubdivisionTIERRA MESA EST 4
Legal Lot Number91
JurisdictionYUMA AZ
Township / Civil DivisionYUMA
Census Block Group2
Census Block2017
Census Tract11107

Owner

Source: Yuma County records, as of March 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3409 E MORENO LN, YUMA, AZ 85365-4638
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Deeds, Mortgages & Sale History

DateDocument
Mar 6, 2026Warranty Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Mar 6, 2026Intrafamily Transfer, Transfer
CHICAGO TITLE AGENCY/NV INC, CHICAGO TTL AGCY INC AN AZ C
Apr 21, 2021Warranty Deed, Transfer · FHA Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 6, 2026 · Amount on Record
Deed SaleMar 6, 2026 · Amount on Record
Prior SaleApr 21, 2021 · Amount on Record
Deed Document Number20265665
Record UpdatedOct 29, 2026

March 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionYUMA AZ
Recording DateMar 6, 2026
Property Address3409 E MORENO LN, YUMA, AZ 85365-4638
Document Number0000005665
Map ReferenceMB 11 PG 50&51
Instrument DateFeb 11, 2026
Instrument2026-05665
Transaction TypeTransfer
Record UpdatedApr 10, 2026
Title CompanyCHICAGO TITLE AGENCY/NV INC, CHICAGO TITLE AGENCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3409 E MORENO LN, YUMA, AZ 85365-4638

Transferred To (Grantee/Buyer)

NameVerified Name
Address3409 E MORENO LN, YUMA, AZ 85365-4638

Mortgage

Document Number0000005667
DateMar 6, 2026
Instrument2026-05667
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2056

March 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionYUMA AZ
Recording DateMar 6, 2026
Property Address3409 E MORENO LN, YUMA, AZ 85365-4638
Document Number0000005666
Map ReferenceMB 11 PG 50&51
Instrument DateFeb 11, 2026
Instrument2026-05666
Transaction TypeTransfer
Record UpdatedApr 10, 2026
Title CompanyCHICAGO TITLE AGENCY/NV INC, CHICAGO TTL AGCY INC AN AZ C

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address3409 E MORENO LN, YUMA, AZ 85365-4638

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionYUMA AZ
Recording DateApr 21, 2021
Property Address3409 E MORENO LN, YUMA, AZ 85365-4638
Document Number0000014995
Map ReferenceMB 11 PG 50&51
Instrument DateMar 24, 2021
Instrument2021-14995
Transaction TypeTransfer
Record UpdatedApr 10, 2026
Title CompanyCHICAGO TITLE AGENCY INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3409 E MORENO LN, YUMA, AZ 85365-4638

Transferred To (Grantee/Buyer)

NameVerified Name
Address10186 E 38TH ST, YUMA, AZ 85365-7216

Mortgage

Document Number0000014996
DateApr 21, 2021
Instrument2021-14996
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2051

Mortgage

Document Number0000014997
DateApr 21, 2021
Instrument2021-14997
Lender
NameARIZONA INDUSTRIAL DEVELOPMENT AUTHORITY
TypeGovernment Agency
AddressPARADISE VALLEY, AZ 85253
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Yuma County assessment roll, as of March 11, 2026

Property Jurisdictions

TypeName
StateArizona
CountyYuma County
Elementary School DistrictYuma Elementary District (PK - 08)
Secondary School DistrictYuma Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$17,424 (+15.77%) Land $3,757 Building $13,667$266,688 (+28.42%) Land $57,500 Building $209,188
2025$1,542.00 (+4.76%)
2023$1,472.00$15,051 Land $3,841 Building $11,210$207,667 Land $53,000 Building $154,667

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 99.3% of Arizona
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCS TIERRA MESA ESTATES WATER COMPANY
private · serves 632 people · EPA ID AZ0414080
Water SourceGroundwater
Last State InspectionNov 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityUranium
not recorded as resolved · Apr 2026
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting9
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 35
Sun Valley Broadband
Fixed Wireless		500 / 50
AT&T
Fixed Wireless		100 / 20

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