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3409 E Desert Cove Ave, Phoenix, AZ 85028 Property Records

Maricopa County property record for 3409 E Desert Cove Ave, Phoenix, AZ 85028

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,628 sqft · built 1972
Lot Size0.229 acres (9,984 sqft)
OwnerIndividual Name on File
Last Sale$480,000 (Jul 2020)
Tax Bill$1,925 (2025)
Deeds & MortgagesJul 2020 Sale & Mortgage
Sep 2017 Transfer
Flood ZoneZone X (moderate risk)
APN166-36-075

Property Details

APN / Parcel Number

Primary APN166-36-075

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,628 sqft Living Area
1st Floor Area1,628 sqft

Exterior

Year BuiltBuilt 1972
Exterior MaterialBlock
Construction TypeConcrete Block
Roof MaterialAsphalt
Lot Area9,984 sqft (0.229 acres)
Parking Spaces2 Parking Spaces
Pool Area400 sqft
Patio Area180 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemHVAC

Location & Zoning

Street Address3409 E DESERT COVE AVE
CityPHOENIX
StateAZ
Zip85028-2714
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-10
Legal DescriptionDESERT COVE EAST
Legal Range03E
Legal Township03N
Legal Section24
Legal QuarterSW
Quarter-Quarter SectionSE
Legal SubdivisionDESERT COVE EAST
Legal Lot Number17
JurisdictionMARICOPA AZ
Township / Civil DivisionPHOENIX
Census Block Group4
Census Block4015
Census Tract104900

Owner

3409 E Desert Cove Ave is owned and occupied by an individual who acquired it in January 2025.

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address3409 E DESERT COVE AVE, PHOENIX, AZ 85028-2714
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 15, 2020Warranty Deed, Transfer · Conventional Mortgage
FIRST COMMUNITY MORTGAGE INC
Sep 11, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 15, 2020 · Amount on File
Deed SaleJul 15, 2020 · Amount on File
Prior SaleJul 15, 2020 · Amount on File
Deed Document Number0000629782
Last Transfer DateJan 24, 2025
Transfer Doc0000041655
Record UpdatedJun 8, 2026

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARICOPA AZ
Recording DateJul 15, 2020
Property Address3409 E DESERT COVE AVE, PHOENIX, AZ 85028-2714
Document Number0000629782
Map ReferenceMB 143 PG 28
Instrument DateJul 9, 2020
Instrument20200629782
Transaction TypeTransfer
Record UpdatedDec 21, 2021
Title CompanyWFG NATIONAL TITLE INS CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address560 W TAM OSHANTER DR, 560, PHOENIX, AZ 85023-6238

Transferred To (Grantee/Buyer)

NameVerified Name
Address3409 E DESERT COVE AVE, PHOENIX, AZ 85028-2714

Mortgage

Document Number0000629783
DateJul 15, 2020
Instrument20200629783
Lender
NameFIRST COMMUNITY MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2050

September 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMARICOPA AZ
Recording DateSep 11, 2017
Property Address3409 E DESERT COVE AVE, PHOENIX, AZ 85028-2714
Document Number0000670526
Instrument DateSep 8, 2017
Instrument670526
Transaction TypeTransfer
Record UpdatedSep 19, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address3409 E DESERT COVE AVE PHOENIX AZ 850282714, PHOENIX, AZ 85028-2714

Tax Assessment & Valuation

The 2025 property tax bill for 3409 E Desert Cove Ave was $1,925.

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityPhoenix City
Unified School DistrictParadise Valley Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$48,370$483,700 Land $96,700 Building $387,000
2025$1,925.00
2024$48,600$486,000 Land $97,200 Building $388,800
2023$1,833.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3409 E Desert Cove Ave in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3409 E Desert Cove Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 99% of Arizona
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PHOENIX
serves 1,695,000 people · EPA ID AZ0407025
Water SourceSurface water
Last State InspectionDec 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Jan 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 488 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Fiber · Cable in parts of the area		1,000 / 35
Verizon
Fixed Wireless		300 / 20
CenturyLink
DSL		140 / 20
AT&T
Fixed Wireless		100 / 20

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