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3409 Dutch Flat Ct, Modesto, CA 95354 Property Records

Stanislaus County property record for 3409 Dutch Flat Ct, Modesto, CA 95354

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,732 sqft · built 1989
Lot Size0.117 acres (5,113 sqft)
Owner2 Individual Names on File
Last Sale$490,000 (Feb 2026)
Tax Bill$3,511 (2026)
Deeds & MortgagesFeb 2026 Sale & Mortgage
Sep 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN033-090-058-000

Property Details

APN / Parcel Number

Primary APN033-090-058-000
Alternative APNs
  • 0339058000
  • 0339058

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,732 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Construction TypeWood
Lot Area5,113 sqft (0.117 acres)
View / LotCul-De-Sac
Parking Spaces2 Parking Spaces
Pool TypeIn-Ground Pool
Patio Area144 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address3409 DUTCH FLAT CT
CityMODESTO
StateCA
Zip95354-3377
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMAP F1 63
Legal SubdivisionDRY CRK VISTA 01
Legal Block2
Legal Lot Number23
JurisdictionSTANISLAUS CA
Township / Civil DivisionMODESTO
Census Block Group2
Census Block2003
Census Tract2005

Owner

3409 Dutch Flat Ct is owned and occupied by two individuals who bought it in February 2026.

Source: Stanislaus County records, as of October 21, 2026

Owner of Record2 Individual Names on File
Mailing Address3409 DUTCH FLAT CT, MODESTO, CA 95354-3377
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 5, 2026Grant Deed, Transfer · FHA Mortgage
CROSSCOUNTRY MORTGAGE LLC
Sep 22, 2017Deed of Trust, Mortgage · Conventional Mortgage
CALIBER HM LOANS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 5, 2026 · Amount on File
Deed SaleFeb 5, 2026 · Amount on File
Prior SaleNov 25, 2015 · Amount on File
Deed Document Number20265413
Prior Transfer DateJul 2, 2015
Prior Transfer Doc0000053430
Record UpdatedOct 29, 2026

February 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSTANISLAUS CA
Recording DateFeb 5, 2026
Property Address3409 DUTCH FLAT CT, MODESTO, CA 95354-3377
Document Number0000005413
Map ReferenceVOL 32 PG 38
Instrument DateFeb 3, 2026
Instrument2026-0005413
Transaction TypeTransfer
Record UpdatedFeb 13, 2026
Title CompanySTEWART TITLE, STEWART TITLE OF CA INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address3409 DUTCH FLAT CT, MODESTO, CA 95354-3377

Mortgage

Document Number0000005414
DateFeb 5, 2026
Instrument2026-0005414
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2056

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTANISLAUS CA
Property Address3409 DUTCH FLAT CT, MODESTO, CA 95354-3377
Document Number0000078390
Instrument DateSep 22, 2017
Transaction TypeMortgage
Record UpdatedNov 30, 2017
Title CompanyTITLE365-NATIONAL SOLUTIONS

Transferred To (Grantee/Buyer)

NameVerified Name
Address3409 DUTCH FLAT CT MODESTO CA 953543377, MODESTO, CA 95354-3377

Mortgage

Document Number0000078390
DateOct 24, 2017
Instrument78390
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressIRVING, TX 75063
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 23, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 3409 Dutch Flat Ct was $3,511, up 125.1% from the year before.

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyStanislaus County
MunicipalityModesto City
Elementary School DistrictEmpire Union Elementary School District (KG - 08)
Secondary School DistrictModesto City High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$3,511.00 (+125.06%)$326,009 (+2%) Land $84,518 Building $241,491
2025$1,560.00 Additional exemption filed$319,617 Land $82,861 Building $236,756
2023$2,164.00 (+7.88%) Additional exemption filed$307,208 Land $79,645 Building $227,563
2022$2,006.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3409 Dutch Flat Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 23, 2022

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 3409 Dutch Flat Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MODESTO
serves 218,915 people · EPA ID CA5010010
Water SourcePurchased surface water from MODESTO IRRIGATION DISTRICT
Last State InspectionJan 2025
Lead12 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 915 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
ezWave
Fixed Wireless		1,000 / 200
unWired Broadband
Fixed Wireless		400 / 50
Verizon
Fixed Wireless		300 / 20
Cal.net
Fixed Wireless		100 / 20
AT&T
DSL		100 / 20

May also be available: Ayera Technologies.

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