3409 Cross Bend Rd, Plano, TX 75023 Property Records

Collin County property record for 3409 Cross Bend Rd, Plano, TX 75023

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,796 sqft · built 1978
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on Record
Last Sale	$407,300 (May 2018)
Tax Bill	$7,053 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit May 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R-0512-010-0080-1`

Property Details

APN / Parcel Number

Primary APN	`R-0512-010-0080-1`
Alternative APNs	`000000275393` `275393`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,796 sqft Living Area
Gross Area	3,282 sqft
1st Floor Area	2,796 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 2000
Exterior Material	Brick
Construction Type	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	9,583 sqft (0.22 acres)
Garage Type	Attached
Garage Area	486 sqft
Parking Spaces	2 Parking Spaces
Pool Area	500 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3409 CROSS BEND RD
City	PLANO
State	TX
Zip	75023-5822
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SFR
Legal Description	WHIFFLETREE PHASE II, BLK J, LOT 8
Legal Subdivision	WHIFFLETREE PHASE II (CPL)
Legal Block	J
Legal Lot Number	8
Jurisdiction	COLLIN TX
Township / Civil Division	PLANO
Census Block Group	2
Census Block	2011
Census Tract	31682

Owner

Source: Collin County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3409 CROSS BEND RD, PLANO, TX 75023-5822
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2023	Deed of Trust, Mortgage · Line of Credit AMERICAN AIRLINES FCU
May 10, 2018	Warranty Deed, Transfer KELLER MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 10, 2018 · Amount on Record
Deed Sale	May 10, 2018 · Amount on Record
Prior Sale	Sep 12, 2006 · Amount on Record
Deed Document Number	2018574020
Prior Transfer Date	Aug 29, 2006
Prior Transfer Doc	0001318610
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	3409 CROSS BEND RD, PLANO, TX 75023-5822
Transaction Type	Mortgage
Record Updated	Aug 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023000079875
Date	Jul 17, 2023
Instrument	2023000079875

Lender

Name	AMERICAN AIRLINES FCU
Type	Credit Union
Address	FORT WORTH, TX 76155

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jul 16, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIN TX
Recording Date	May 10, 2018
Property Address	3409 CROSS BEND RD, PLANO, TX 75023-5822
Document Number	0000574020
Instrument Date	May 8, 2018
Instrument	574020
Transaction Type	Transfer
Record Updated	May 23, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3409 CROSS BEND RD PLANO TX 750235822, PLANO, TX 75023-5822

Mortgage

Document Number	574030
Date	May 10, 2018
Instrument	574030

Lender

Name	KELLER MTG
Type	Mortgage Company
Address	DUBLIN, OH 43016

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 9, 2048

Tax Assessment & Valuation

Source: Collin County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	Plano City
Unified School District	Plano Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,053.00 (-1.04%) Homeowner's exemption	$550,042 (+1.98%) Land $128,250 Building $421,792	$550,042 (+1.98%) Land $128,250 Building $421,792
2024	$7,127.00 (-2.13%)
2023		$539,339 Land $117,000 Building $422,339	$539,339 Land $117,000 Building $422,339
2022	$7,282.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PLANO serves 292,059 people · EPA ID TX0430007
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Jul 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 632 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Hotwire Communications, T-Mobile.

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