Stanislaus County property record for 3409 Cassie Ln, Ceres, CA 95307
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,850 sqft · built 1988 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $525,000 (Apr 2025) |
| Tax Bill | $5,641 (2026) |
| Deeds & Mortgages | Apr 2026 Mortgage Jun 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 053-040-022-000 |
| Primary APN | 053-040-022-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,850 sqft Living Area |
| 1st Floor Area | 1,850 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Construction Type | Wood |
| Lot Area | 6,098 sqft (0.14 acres) |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 112 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 3409 CASSIE LN |
|---|---|
| City | CERES |
| State | CA |
| Zip | 95307-9581 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 7 BLK 4201 RADER ESTATES |
| Legal Subdivision | RADER ESTATES |
| Legal Block | 4201 |
| Legal Lot Number | 7 |
| Jurisdiction | STANISLAUS CA |
| Township / Civil Division | MODESTO |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 2504 |
3409 Cassie Ln is owned and occupied by two individuals who bought it in April 2025.
Source: Stanislaus County records, as of October 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3409 CASSIE LN, CERES, CA 95307-9581 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 1, 2026 | Deed of Trust, Mortgage · FHA Mortgage NEST HOME LENDING LLC |
| Jun 24, 2022 | Grant Deed, Transfer · Conventional Mortgage WATERMARK CAPITAL INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 17, 2025 · Amount on File |
| Deed Sale | Apr 17, 2025 · Amount on File |
| Prior Sale | Jun 24, 2022 · Amount on File |
| Deed Document Number | 202518476 |
| Prior Transfer Date | Nov 18, 2002 |
| Prior Transfer Doc | 0000153750 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Recording Date | Apr 1, 2026 |
| Property Address | 3409 CASSIE LN, CERES, CA 95307-9581 |
| Document Number | 0000017494 |
| Instrument Date | Mar 23, 2026 |
| Instrument | 202617494 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 3409 CASSIE LN, CERES, CA 95307-9581 |
| Document Number | 0000017494, |
|---|---|
| Date | Apr 1, 2026 |
| Instrument | 202617494 |
| Name | NEST HOME LENDING LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate | 6.01% |
|---|---|
| Max Rate | -1% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Recording Date | Jun 24, 2022 |
| Property Address | 3409 CASSIE LN, CERES, CA 95307-9581 |
| Document Number | 0000045592 |
| Map Reference | VOL 32 PG 5 |
| Instrument Date | Jun 22, 2022 |
| Instrument | 2022-0045592 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2022 |
| Title Company | CYPRESS TITLE COMPANY, CYPRESS TITLE CORP |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3409 CASSIE LN, CERES, CA 95307-9581 |
| Document Number | 0000045593 |
|---|---|
| Date | Jun 24, 2022 |
| Instrument | 2022-0045593 |
| Name | WATERMARK CAPITAL INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2052 |
The 2026 property tax bill for 3409 Cassie Ln was $5,641, down 13.6% from the year before.
Source: Stanislaus County assessment roll, as of October 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Stanislaus County |
| Municipality | Ceres City |
| Unified School District | Ceres Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $5,641.00 (-13.57%) | $488,500 (-11.92%) Land $200,000 Building $288,500 |
| 2025 | $6,527.00 | $554,601 Land $222,853 Building $331,748 |
| 2023 | $5,953.00 (+194.12%) | $533,067 Land $214,200 Building $318,867 |
| 2022 | $2,024.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 3409 Cassie Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 23, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 3409 Cassie Ln has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CERES serves 54,513 people · EPA ID CA5010028 |
|---|---|
| Water Source | Purchased surface water from STANISLAUS REGIONAL WATER AUTHORITY |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 666 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Ayera Technologies Fixed Wireless | 1,000 / 500 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
May also be available: Verizon.
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