3409 Bybrook Dr, Villas, NJ 08251 Property Records

Cape May County and Lower Township property record for 3409 Bybrook Dr, Villas, NJ 08251

Property Summary

Property Type	Exempt (Full or Partial)
Details	2,387 sqft · built 1969
Lot Size	0.238 acres (10,350 sqft)
Owner	Individual Name on Record
Deeds & Mortgages	Jul 2021 Mortgage
APN	`05-00512-21-00011`

Property Details

APN / Parcel Number

Primary APN	`05-00512-21-00011`
Alternative APN	`0500512002100011`

Interior

Stories	2 Stories
Building Area	2,387 sqft Total Area

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Construction Type	Frame
Lot Area	10,350 sqft (0.238 acres)
Lot Dimensions	115 ft deep x 90 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	3409 BYBROOK DR
City	VILLAS
State	NJ
Zip	08251-1022
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Local Zoning Code	R-3
Legal Description	OB512-R1L11
Legal Subdivision	CAPE MAY BEACH SEC 1 5TH MAP
Legal Block	512
Legal Lot Number	11
Jurisdiction	CAPE MAY NJ
Township / Civil Division	LOWER
Census Block Group	4
Census Block	4018
Census Tract	21804

Owner

Source: Cape May County and Lower Township records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3409 BYBROOK DR, VILLAS, NJ 08251-1022
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 14, 2008
Deed Sale	Apr 14, 2008
Prior Sale	Dec 3, 1992
Deed Document Number	2008384
Deed Book / Page	3334 / 366
Last Transfer Date	Sep 2, 2011
Transfer Doc	0000000306
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAPE MAY NJ
Property Address	3409 BYBROOK DR, VILLAS, NJ 08251-1022
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000032972
Date	Jul 8, 2021
Book Page	6426/965
Instrument	2021032972

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2036

Tax Assessment & Valuation

Source: Cape May County and Lower Township assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Cape May County
County Subdivision	Lower Township
Secondary School District	Lower Cape May Regional School District (07 - 12)
Elementary School District	Lower Township School District (KG - 06)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2026	$268,100 (-) Land $123,200 Building $144,900	$268,100 (-) Land $123,200 Building $144,900
2025	$268,100 (-) Land $123,200 Building $144,900	$268,100 (-) Land $123,200 Building $144,900
2023	$268,100 Land $123,200 Building $144,900	$268,100 Land $123,200 Building $144,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	5 (1992–2018)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Nov 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.5% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWER TWP MUA serves 12,416 people · EPA ID NJ0505002
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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