3409 Avery Cir, Williamsburg, VA 23188 Property Records

James City County property record for 3409 Avery Cir, Williamsburg, VA 23188

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 2,398 sqft · built 2000
Lot Size	0.105 acres (4,574 sqft)
Owner	Individual Name on File
Last Sale	$342,000 (Apr 2016)
Tax Bill	$3,798 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Sep 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`47-1 20-0-0003`

Property Details

APN / Parcel Number

Primary APN	`47-1 20-0-0003`
Alternative APN	`24458`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,398 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Condo/Apartment
Exterior Material	Concrete
Foundation Type	No Foundation
Roof Material	Composition Shingle
Lot Area	4,574 sqft (0.105 acres)
Garage Type	Attached
Garage Area	505 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	40 sqft
Deck Area	303 sqft
Patio Area	303 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	24458
Street Address	3409 AVERY CIR
City	WILLIAMSBURG
State	VA
Zip	23188-2443
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R1 LIMITED
Legal Description	U-3 PH-1 S-1 BRANDON WOODS CONDOMINIUMS
Legal Subdivision	BRANDON WOODS
Legal Phase	1
Legal Unit	3
Jurisdiction	JAMES CITY VA
Township / Civil Division	JAMESTOWN
Census Block Group	3
Census Block	3010
Census Tract	80202

Owner

3409 Avery Cir, a condominium, is owned and occupied by an individual who bought it in April 2016.

Source: James City County records, as of July 14, 2026

Owner of Record	Individual Name on File
Mailing Address	3409 AVERY CIR, WILLIAMSBURG, VA 23188-2443
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2026	Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC BAY MORTGAGE
Sep 28, 2023	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC
Jul 16, 2019	Deed of Trust, Mortgage · Line of Credit LANGLEY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 27, 2016 · Amount on File
Deed Sale	Apr 27, 2016 · Amount on File
Prior Sale	Nov 15, 2002 · Amount on File
Deed Document Number	20167279
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Recording Date	Jun 30, 2026
Property Address	3409 AVERY CIR, WILLIAMSBURG, VA 23188-2443
Document Number	0000008309
Instrument Date	Jun 25, 2026
Instrument	20268309
Transaction Type	Mortgage
Record Updated	Jul 14, 2026
Title Company	LYTLE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3409 AVERY CIR, WILLIAMSBURG, VA 23188-2443

Mortgage

Document Number	0000008309,
Date	Jun 30, 2026
Instrument	20268309

Lender

Name	ATLANTIC BAY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.53%
Initial Type	Fixed Rate
Max Rate	-1%

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	3409 AVERY CIR, WILLIAMSBURG, VA 23188-2443
Transaction Type	Mortgage
Record Updated	Oct 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202310252
Date	Sep 28, 2023
Instrument	202310252

Lender

Name	AMERICAN FINANCIAL NETWORK INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.63%

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	3409 AVERY CIR, WILLIAMSBURG, VA 23188-2443
Document Number	0000010779
Instrument Date	Jul 16, 2019
Transaction Type	Mortgage
Record Updated	Aug 27, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3409 AVERY CIR WILLIAMSBURG VA 231882443, WILLIAMSBURG, VA 23188-2443

Mortgage

Document Number	0000010779
Date	Jul 26, 2019
Instrument	10779

Lender

Name	LANGLEY FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	84 Months
Due	Jul 25, 2026

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3409 Avery Cir was $3,798, up 6.4% from the year before.

Source: James City County assessment roll, as of October 14, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	James City County
Unified School District	James City County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,798.00 (+6.42%)	$457,600 Land $94,400 Building $363,200	$457,600 Land $94,400 Building $363,200
2024	$3,569.00 (+11.78%)
2023	$3,193.00	$384,800 Land $80,000 Building $304,800	$384,800 Land $80,000 Building $304,800
2022	$3,193.00
2019	$2,770.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3409 Avery Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3409 Avery Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 98% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JCSA - CENTRAL SYSTEM serves 57,726 people · EPA ID VA3095490
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

May also be available: Glo Fiber.

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