Boone County property record for 3409 Apple Tree Ln, Erlanger, KY 41018
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 864 sqft · built 1971 |
| Owner | 2 Individual Names on File |
| Last Sale | $104,000 (Sep 2014) |
| Tax Bill | $1,242 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 071.00-04-450.00 |
| Primary APN | 071.00-04-450.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 864 sqft Finished Area |
| Year Built | Built 1971 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Street Address | 3409 APPLE TREE LN |
|---|---|
| City | ERLANGER |
| State | KY |
| Zip | 41018-1101 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 450 SEC 8 CHERRY HILL (71D-250) |
| Legal Subdivision | CHERRY HILL SUB SEC 8 & 9 |
| Legal Lot Number | 450 |
| Jurisdiction | BOONE KY |
| Township / Civil Division | FLORENCE |
| Census Block Group | 2 |
| Census Block | 2045 |
| Census Tract | 70311 |
3409 Apple Tree Ln is owned and occupied by two individuals who bought it in September 2014.
Source: Boone County records, as of November 21, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3409 APPLE TREE LN, ERLANGER, KY 41018-1101 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 26, 2014 · Amount on File |
| Deed Sale | Sep 26, 2014 · Amount on File |
| Deed Document Number | 0001043594 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOONE KY |
| Property Address | 3409 APPLE TREE LN, ERLANGER, KY 41018-1101 |
| Transaction Type | Mortgage |
| Record Updated | Apr 8, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3409 APPLE TREE LN, ERLANGER, KY 41018-1101 |
| Document Number | 0M4901/636 |
|---|---|
| Date | Mar 12, 2026 |
| Book Page | M4901/636 |
| Instrument | 1229437 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2056 |
The 2025 property tax bill for 3409 Apple Tree Ln was $1,242.
Source: Boone County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Boone County |
| Unified School District | Boone County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,242.00 | $104,000 Land $15,000 Building $89,000 | |
| 2024 | $104,000 (-) Land $15,000 Building $89,000 | ||
| 2023 | $1,263.00 (+5.87%) | $104,000 (-) Land $15,000 Building $89,000 | $104,000 (-) Land $15,000 Building $89,000 |
| 2022 | $1,193.00 | $104,000 Land $15,000 Building $89,000 | $104,000 Land $15,000 Building $89,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3409 Apple Tree Ln in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective March 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 5 (1997–2025) |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3409 Apple Tree Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BOONE CO WATER & SEWER DISTRICT serves 66,300 people · EPA ID KY0080034 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2024 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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