3409 45th St W, Bradenton, FL 34209 Property Records

Manatee County property record for 3409 45th St W, Bradenton, FL 34209

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,517 sqft · built 1984
Lot Size	0.201 acres (8,756 sqft)
Owner	Individual Name on File
Last Sale	$227,500 (Apr 2021)
Tax Bill	$5,488 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`50803-5020-9`

Property Details

APN / Parcel Number

Primary APN	`50803-5020-9`
Alternative APN	`3517045080350209`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,517 sqft Living Area
Gross Area	2,521 sqft
1st Floor Area	1,517 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 2001
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,756 sqft (0.201 acres)
View / Lot	Standard
Garage Type	Attached
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Porch Area	388 sqft
Patio Area	363 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	3409 45TH ST W
City	BRADENTON
State	FL
Zip	34209-8045
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BR_R-1
Legal Description	LOT 4 VILLAGE WEST UNIT ONE PI#50803.5020/9
Legal Range	17E
Legal Township	35S
Legal Section	04
Legal Subdivision	VILLAGE WEST UNIT ONE
Legal Tract	05080303
Legal Lot Number	4
Legal Unit	ONE
Jurisdiction	MANATEE FL
Township / Civil Division	BRADENTON
Census Block Group	3
Census Block	3012
Census Tract	406

Owner

3409 45th St W is owned by an individual who bought it in April 2021.

Source: Manatee County records, as of July 30, 2026

Owner of Record	Individual Name on File
Mailing Address	7002 ARNOLDSON ST, ORLANDO, FL 32827-7912
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 28, 2021 · Amount on File
Deed Sale	Apr 28, 2021 · Amount on File
Prior Sale	Jan 1, 2016 · Amount on File
Deed Document Number	202155898
Prior Transfer Date	Jan 22, 2016
Prior Transfer Doc	0026054312
Record Updated	Oct 29, 2026

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MANATEE FL
Recording Date	Apr 28, 2021
Property Address	3409 45TH ST W, BRADENTON, FL 34209-8045
Document Number	202141055898
Map Reference	MB 21 PG 118&119
Instrument Date	Apr 26, 2021
Instrument	202141055898
Transaction Type	Transfer
Record Updated	May 18, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,592.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	148 53RD AVE E, 148, BRADENTON, FL 34203

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7002 AMOLDSON STREET, ORLANDO, FL 32827

Mortgage

Document Number	202141055899
Date	Apr 28, 2021
Instrument	202141055899

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 3409 45th St W was $5,488, down 4% from the year before.

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Florida
Municipality	Bradenton City
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$288,010 (-3.4%) Land $64,600 Building $223,410	$288,010 (-3.4%) Land $64,600 Building $223,410
2025	$5,488.00 (-4.04%)	$298,155 Land $64,600 Building $233,555	$298,155 Land $64,600 Building $233,555
2024	$5,719.00 (+5.26%)
2023	$5,433.00 (+10.31%)	$295,006 (+14.13%) Land $56,100 Building $238,906	$295,006 (+14.13%) Land $56,100 Building $238,906
2022	$4,925.00	$258,483 Land $55,000 Building $203,483	$258,483 Land $55,000 Building $203,483

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3409 45th St W in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 40 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	40 in force
Nearby Flood Claims	3 (1998–2017)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Aug 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3409 45th St W is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BRADENTON serves 58,584 people · EPA ID FL6410182
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20