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3409 38th Ter E, Bradenton, FL 34208 Property Records

Manatee County property record for 3409 38th Ter E, Bradenton, FL 34208 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2013
Square Footage1,736 sqft Living Area
Lot Size8,013 sqft (0.184 acres)
OccupancyOwner Occupied
Last Sale$389,900 (2026)
Tax Bill$4,894.00 (2025)

Property Details

APN / Parcel Number

Primary APN15451-1215-9
Alternative APN
  • 3518051545112159

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures9 Plumbing Fixtures
Building Area1,736 sqft Living Area
Gross Area2,399 sqft Gross Area
1st Floor1,736 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2013
Exterior MaterialStucco Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area8,013 sqft (0.184 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area462 sqft Garage
Porch Area201 sqft Porch
ViewStandard View

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Street Address3409 38TH TER E
CityBRADENTON
StateFL
Zip34208-7396
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 8 OAK TRACE PI#15451.1215/9
Legal Range18E
Legal Township35S
Legal Section05
Legal SubdivisionOAK TRACE
Legal Tract01545101
Legal Lot Number8
JurisdictionMANATEE FL
Minor Civil DivisionBRADENTON
Census Blockgroup2
Census Block2000
Census Tract812

Owner

Source: Manatee County records · APN 15451-1215-9

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3409 38TH TER E, BRADENTON, FL 34208-7396
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Dec 06, 2022Deed of Trust, Mortgage · Line of Credit
NAVY FCU
Jun 08, 2026Warranty Deed, Transfer · Conventional Mortgage
SUNCOAST CREDIT UNION
Jan 27, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Jun 14, 2017Warranty Deed, Transfer · Veterans Administration Mortgage
NAVY FCU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 08, 2026 · Amount on Record
Deed SaleJun 08, 2026 · Amount on Record
Prior SaleNov 12, 2024 · Amount on Record
Deed Doc Number202665356
Prior Transfer DateApr 10, 2009
Prior Transfer Doc0022946180
Record RefreshedSep 20, 2026

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMANATEE FL
Property Address3409 38TH TER E, BRADENTON, FL 34208-7396
Transaction TypeMortgage
Record UpdatedJun 23, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address3409 38TH TER E, BRADENTON, FL 34208-7396

Mortgage

Document Number0041143637
DateDec 06, 2022
Instrument202241143637
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeLine of Credit
AmountAmount Recorded
Term476 Months
DueAug 01, 2062
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMANATEE FL
Recording DateJun 08, 2026
Property Address3409 38TH TER E, BRADENTON, FL 34208-7396
Document Number0000065356
Instrument DateJun 04, 2026
Instrument202665356
Transaction TypeTransfer
Record UpdatedJun 25, 2026
Title CompanyLEGACY SETTLEMENT SERVICES LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$275,659.30
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0000065357,
DateJun 08, 2026
Instrument202665357
Lender
NameSUNCOAST CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2056
Interest
Rate TypeFixed Rate
Rate6.23%
Initial TypeFixed Rate
Max Rate-1%

January 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMANATEE FL
Recording DateJan 27, 2020
Property Address3409 38TH TER E, BRADENTON, FL 34208-7396
Document Number0041008719
Instrument DateJan 22, 2020
Instrument41008719
Transaction TypeTransfer
Record UpdatedFeb 18, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim Document

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address3409 38TH TER E BRADENTON FL 342087396, BRADENTON, FL 34208-7396

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMANATEE FL
Recording DateJun 14, 2017
Property Address3409 38TH TER E, BRADENTON, FL 34208-7396
Document Number0026790293
Book / Page002679 / 000293
Instrument DateJun 12, 2017
Instrument41056758
Transaction TypeTransfer
Record UpdatedJun 27, 2017
Title CompanyINTEGRITY TITLE SERVICES INC, INTEGRITY TITLE SVCS INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,638.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address3409 38TH TER E BRADENTON FL 342087396, BRADENTON, FL 34208-7396

Mortgage

Document Number26790295
DateJun 14, 2017
Book Page002679/000295
Instrument41056759
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueJun 13, 2047

Tax Assessment & Valuation

Source: Manatee County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyManatee County
Unified School DistrictManatee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,894.00 (+66.97%)$314,918 (+47.65%) Land $30,600 Building $284,318$314,918 (-16.17%) Land $30,600 Building $284,318
2024$2,931.00 (+1.95%)
2023$2,875.00 (+3.16%) Homeowner's exemption$213,288 (+3%)$375,649 (+14.85%) Land $30,600 Building $345,049
2022$2,787.00 Homeowner's exemption$207,076$327,075 Land $30,000 Building $297,075

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Manatee County (12081C), updated September 2, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskModerate
above 44% of the US · above 14% of Florida
Wildfire LikelihoodAbout 1 in 1,149 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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