3409 16th Ave, Sterling, IL 61081 Property Records

Whiteside County property record for 3409 16th Ave, Sterling, IL 61081 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	1,839 sqft · built 1964
Lot Size	0.459 acres (20,000 sqft)
Owner	2 Individual Names on File
Last Sale	$185,000 (Feb 2022)
Tax Bill	$4,432 (2025)
Deeds & Mortgages	Oct 2022 Refinance Feb 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1110377007`

Property Details

APN / Parcel Number

Primary APN	`1110377007`
Alternative APNs	`111056` `115085`

Interior

Building Area	1,839 sqft Building Perimeter
Basement Area	715 sqft
Unfinished Basement	715 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Lot Area	20,000 sqft (0.459 acres)
Lot Dimensions	125 ft deep x 160 ft wide
Garage Area	495 sqft

Location & Zoning

Account Number	115085
Street Address	3409 16TH AVE
City	STERLING
State	IL
Zip	61081-4015
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COLONIAL ACRES EST LOT 1 689300X
Legal Subdivision	COLONIAL ACRES ESTATE
Legal Lot Number	1
Jurisdiction	WHITESIDE IL
Township / Civil Division	STERLING
Census Block Group	3
Census Block	3025
Census Tract	900

Owner

Source: Whiteside County records · APN 1110377007

Assessment roll updated May 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3409 16TH AVE, STERLING, IL 61081-4015
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance US BANK NA
Feb 25, 2022	Warranty Deed, Transfer
Jul 28, 2021	Warranty Deed, Transfer
Nov 22, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 25, 2022 · Amount on Record
Deed Sale	Feb 25, 2022 · Amount on Record
Prior Sale	Jul 28, 2021 · Amount on Record
Deed Document Number	20221112
Prior Transfer Date	Nov 21, 2019
Prior Transfer Doc	0000006528
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Property Address	3409 16TH AVE, STERLING, IL 61081-4015
Transaction Type	Mortgage
Record Updated	Nov 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006574
Date	Oct 31, 2022
Instrument	2022-06574

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Nov 01, 2037

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITESIDE IL
Recording Date	Feb 25, 2022
Property Address	3409 16TH AVE, STERLING, IL 61081-4015
Document Number	0000001112
Instrument Date	Feb 22, 2022
Instrument	2022-01112
Transaction Type	Transfer
Record Updated	Mar 17, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3409 16TH AVE, STERLING, IL 61081-4015

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITESIDE IL
Recording Date	Jul 28, 2021
Property Address	3409 16TH AVE, STERLING, IL 61081-4015
Document Number	0202105233
Instrument Date	Jul 27, 2021
Instrument	2021-05233
Transaction Type	Transfer
Record Updated	Aug 18, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3409 16TH AVE, STERLING, IL 61081-4015

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WHITESIDE IL
Recording Date	Nov 22, 2019
Property Address	3409 16TH AVE, STERLING, IL 61081-4015
Document Number	0000006528
Instrument Date	Nov 21, 2019
Instrument	6528
Transaction Type	Transfer
Record Updated	Dec 05, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1033 AUTUMN DR ANTIOCH IL 600022413, ANTIOCH, IL 60002-2413

Tax Assessment & Valuation

Source: Whiteside County records · Assessment roll updated May 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Whiteside County
County Subdivision	Sterling Township
Unified School District	Sterling Community Unit District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,432.00	$68,979 Land $6,014 Building $62,965
2024			$206,937 Land $18,042 Building $188,895

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Whiteside County (17195C), updated September 26, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171950009003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	4 (2002)
Most Recent Claim	Jun 2002, river or lake flooding

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 67 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
Verizon	Fixed Wireless	300 / 20

May also be available at this address: JAB Wireless, Surf Air Wireless. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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