Lubbock County property record for 3409 109th St, Lubbock, TX 79423
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,874 sqft · built 2012 |
| Lot Size | 0.223 acres (9,715 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,450 (2025) |
| Deeds & Mortgages | Feb 2020 Reverse Mortgage Dec 2021 Reverse Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R83081 |
| Primary APN | R83081 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,874 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2012 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,715 sqft (0.223 acres) |
| Lot Dimensions | 145 ft deep x 67 ft wide |
| Garage Area | 462 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 3409 109TH ST |
|---|---|
| City | LUBBOCK |
| State | TX |
| Zip | 79423-5811 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 0020 |
| Legal Description | LAKEVIEW HTS L 77 |
| Legal Subdivision | LAKEVIEW HEIGHTS |
| Legal Lot Number | 770 |
| Jurisdiction | LUBBOCK TX |
| Township / Civil Division | LUBBOCK |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 10510 |
Source: Lubbock County records, as of February 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3409 109TH ST, LUBBOCK, TX 79423-5811 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 5, 2020 | Deed of Trust, Mortgage · Reverse Mortgage ONE REVERSE MORTGAGE LLC |
| Dec 7, 2021 | Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP |
| Jan 30, 2020 | Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV |
| Sep 27, 2018 | Vendor's Lien, Transfer PRIMEWEST MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 25, 2019 |
| Deed Sale | Apr 25, 2019 |
| Prior Sale | Sep 27, 2018 |
| Deed Document Number | 2019014651 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Property Address | 3409 109TH ST, LUBBOCK, TX 79423-5811 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0000004803 |
|---|---|
| Date | Feb 5, 2020 |
| Instrument | 2020004803 |
| Name | ONE REVERSE MORTGAGE LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | SAN DIEGO, CA 92121 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.88% |
| Type Change Date | Feb 1, 2021 |
| Change Frequency | Annually |
| Index | 1-Year LIBOR |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Property Address | 3409 109TH ST, LUBBOCK, TX 79423-5811 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000062236 |
|---|---|
| Date | Dec 7, 2021 |
| Instrument | 2021062236 |
| Name | AMERICAN ADVISORS GROUP |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92612 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.19% |
| Type Change Date | Feb 1, 2022 |
| Index | 1-Year LIBOR |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Property Address | 3409 109TH ST, LUBBOCK, TX 79423-5811 |
| Document Number | 0000004804 |
| Instrument Date | Jan 30, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 27, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3409 109TH ST LUBBOCK TX 794235811, LUBBOCK, TX 79423-5811 |
| Document Number | 0000004804 |
|---|---|
| Date | Feb 5, 2020 |
| Instrument | 4804 |
| Name | COMMISSIONER/HSNG & URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.88% |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Recording Date | Sep 27, 2018 |
| Property Address | 3409 109TH ST, LUBBOCK, TX 79423-5811 |
| Document Number | 0000037383 |
| Map Reference | VOL1386 PG633 |
| Instrument Date | Sep 24, 2018 |
| Instrument | 2018037383 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2021 |
| Title Company | SERVICE TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 3409 109TH ST, LUBBOCK, TX 79423-5811 |
| Document Number | 0000037384 |
|---|---|
| Date | Sep 27, 2018 |
| Instrument | 2018037384 |
| Name | PRIMEWEST MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Oct 1, 2048 |
Source: Lubbock County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Lubbock County |
| Municipality | Lubbock City |
| Unified School District | Lubbock-Cooper Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,450.00 (-30.32%) Homeowner's exemption | $274,919 (+8.35%) Land $29,480 Building $245,439 | $274,919 (-15.49%) Land $29,480 Building $245,439 |
| 2024 | $2,081.00 (+0.58%) | ||
| 2023 | $2,069.00 (-41.65%) Homeowner's exemption | $253,726 Land $29,480 Building $295,838 | $325,318 Land $29,480 Building $295,838 |
| 2022 | $3,546.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.3% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Metronet Fiber | 1,000 / 1,000 |
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
| Rise Broadband Fixed Wireless | 300 / 60 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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