20921 STERLING BAY LN E APT G, G, CORNELIUS, NC 28031-4921
July 2021: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
RICHMOND GA
Property Address
3408 WHEELER RD, AUGUSTA, GA 30909-1842
Transaction Type
Mortgage
Record Updated
Jan 24, 2022
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
3408 WHEELER RD, AUGUSTA, GA 30909-1842
Mortgage
Document Number
0017900000002206
Date
Jul 13, 2021
Book Page
0000001790/0000002206
Instrument
2021024211
Lender
Name
ATLANTIC BAY MORTGAGE
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
360 Months
Due
Jan 1, 2051
April 2021: Warranty Deed, Transfer
Document Type
Warranty Deed
Jurisdiction
RICHMOND GA
Recording Date
Apr 8, 2021
Property Address
3408 WHEELER RD, AUGUSTA, GA 30909-1842
Document Number
0017902204
Book / Page
1790 / 2204
Instrument Date
Apr 8, 2021
Instrument
2021-002328
Transaction Type
Transfer
Record Updated
Aug 2, 2021
Transaction
Amount
Amount on Record
Tax
$0.00
Amount Accuracy
Full Amount Stated
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
3408 WHEELER RD, AUGUSTA, GA 30909-1842
June 2019: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
RICHMOND GA
Property Address
3408 WHEELER RD, AUGUSTA, GA 30909-1842
Document Number
0016811362
Instrument Date
Jun 5, 2019
Transaction Type
Mortgage
Record Updated
Jul 15, 2019
Title Company
ATTORNEY ONLY
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Company
Address
2000 RIVEREDGE PKWY #885 ATLANTA GA 303284674, 885, ATLANTA, GA 30328-4674
Mortgage
Document Number
0016811362
Date
Jun 20, 2019
Book Page
001681/001362
Lender
Name
EQUITYMAX
Type
Funding / Finance Company
Address
FORT LAUDERDALE, FL 33308
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
204 Months
Due
Jun 19, 2036
April 2019: Grant Deed, Transfer
Document Type
Grant Deed
Jurisdiction
RICHMOND GA
Recording Date
Apr 22, 2019
Property Address
3408 WHEELER RD, AUGUSTA, GA 30909-1842
Document Number
0016721719
Book / Page
001672 / 001719
Instrument Date
Mar 29, 2019
Instrument
21190
Transaction Type
Transfer
Record Updated
May 31, 2019
Title Company
ATTORNEY ONLY
Transaction
Amount
Amount on Record
Tax
$163.10
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Company
Address
3408 WHEELER RD AUGUSTA GA 309091842, AUGUSTA, GA 30909-1842
Tax Assessment & Valuation
The 2026 property tax bill for 3408 Wheeler Rd was $6,081, down 11.3% from the year before.
Source: Augusta-Richmond County Consolidated Government assessment roll, as of October 21, 2025
Property Jurisdictions
Type
Name
State
Georgia
County / Consolidated City
Augusta-Richmond County Consolidated Government
Unified School District
Richmond County School District (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2026
$6,081.00 (-11.29%)
2025
$6,855.00
$237,592Land $28,000Building $209,592
$593,980Land $70,000Building $523,980
2023
$5,697.00 (+16.86%)
$210,608 (+31.66%)Land $28,000Building $182,608
$526,520 (+31.66%)Land $70,000Building $456,520
2022
$4,875.00
$159,960Land $26,960Building $133,000
$399,900Land $67,400Building $332,500
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Flood
FEMA maps place 3408 Wheeler Rd in Zone X, an area of minimal flood risk, though there have been 30 flood claims nearby since 1990.
Source: FEMA National Flood Hazard Layer, effective December 19, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Flood Insurance Cost
Premium on File median of 37 policies
Community Rating System
Class 7 (15% premium discount)
Nearby Flood Policies
37 in force
Nearby Flood Claims
30 (1990–2024)
Claims Outside the SFHA
6 of 30
Most Recent Claim
Sep 2024 · Hurricane Helene
Claims by Event
Hurricane Helene, Sep 2024 · 5 claims
Severe Storms & Flooding, Oct 1990 · 2 claims
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 3408 Wheeler Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Low lower than 94% of the US · lower than 97.8% of Georgia
Wildfire Likelihood
0.03% annual chance
Exposure
Direct burnable vegetation
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
AUGUSTA-RICHMOND CO WS serves 204,000 people · EPA ID GA2450000
Water Source
Surface water
Last State Inspection
Sep 2025
Lead
1 ppb (2023–2025) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Internet Providers
Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025