3408 W Orchard Ave, Visalia, CA 93277 Property Records

Tulare County property record for 3408 W Orchard Ave, Visalia, CA 93277

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,679 sqft · built 1989
Lot Size	0.174 acres (7,589 sqft)
Owner	2 Individual Names on File
Last Sale	$475,000 (Sep 2025)
Tax Bill	$2,755 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Oct 2018 Line of Credit + 1 more
Flood Zone	Zone X (moderate risk)
APN	`121-080-045-000`

Property Details

APN / Parcel Number

Primary APN	`121-080-045-000`
Alternative APNs	`121-080-045` `12108045000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,679 sqft Living Area
1st Floor Area	1,679 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Construction Type	Wood
Lot Area	7,589 sqft (0.174 acres)
Garage Area	548 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	121-080-045
Street Address	3408 W ORCHARD AVE
City	VISALIA
State	CA
Zip	93277-7126
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R16
Legal Description	CRESTWOOD SUB #10 - LT 6
Legal Subdivision	CRESTWOOD SUB
Legal Lot Number	6
Jurisdiction	TULARE CA
Township / Civil Division	VISALIA
Census Block Group	4
Census Block	4009
Census Tract	2003

Owner

3408 W Orchard Ave is owned and occupied by two individuals who bought it in September 2025.

Source: Tulare County records, as of October 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3408 W ORCHARD AVE, VISALIA, CA 93277-7126
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2025	Grant Deed, Transfer · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Oct 16, 2018	Deed of Trust, Mortgage · Line of Credit EDUCATIONAL EMPLOYEES CU
Sep 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage EDUCATIONAL EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 2025 · Amount on File
Deed Sale	Sep 16, 2025 · Amount on File
Prior Sale	Jul 18, 1995 · Amount on File
Deed Document Number	202545880
Record Updated	Oct 29, 2026

September 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	TULARE CA
Recording Date	Sep 16, 2025
Property Address	3408 W ORCHARD AVE, VISALIA, CA 93277-7126
Document Number	0000045880
Map Reference	MB 33 PG 14
Instrument Date	Aug 12, 2025
Instrument	2025-0045880
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3408 W ORCHARD AVE, VISALIA, CA 93277-7126

Mortgage

Document Number	0000045881
Date	Sep 16, 2025
Instrument	2025-0045881

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TULARE CA
Property Address	3408 W ORCHARD AVE, VISALIA, CA 93277-7126
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000059362
Date	Oct 16, 2018
Instrument	2018-0059362

Lender

Name	EDUCATIONAL EMPLOYEES CU
Type	Credit Union
Address	FRESNO, CA 93755

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TULARE CA
Property Address	3408 W ORCHARD AVE, VISALIA, CA 93277-7126
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3408 W ORCHARD AVE, VISALIA, CA 93277-7126

Mortgage

Document Number	0000053851
Date	Sep 9, 2020
Instrument	2020-0053851

Lender

Name	EDUCATIONAL EMPLOYEES CU
Type	Credit Union
Address	FRESNO, CA 93711

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3408 W Orchard Ave was $2,755.

Source: Tulare County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Tulare County
Municipality	Visalia City
Unified School District	Visalia Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$475,000 (+82.12%) Land $80,000 Building $395,000
2025	$2,755.00 Homeowner's exemption	$260,822 Land $74,755 Building $186,067
2023	$2,599.00 (+3.22%) Homeowner's exemption	$250,696 Land $71,853 Building $178,843
2022	$2,518.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3408 W Orchard Ave in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective June 3, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3408 W Orchard Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CWS - VISALIA private · serves 153,522 people · EPA ID CA5410016
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 572 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile, Verizon, Wireless Internet Services.

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