Riverside County property record for 3408 Spruce St, Riverside, CA 92501
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 655 sqft · built 1920 |
| Lot Size | 0.129 acres (5,662 sqft) |
| Owner | Individual Name on File |
| Last Sale | $505,000 (Sep 2025) |
| Tax Bill | $3,672 (2025) |
| Deeds & Mortgages | Feb 2026 Second Mortgage Sep 2024 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 209-122-004 |
| Primary APN | 209-122-004 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 655 sqft Living Area |
| Gross Area | 905 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 5,662 sqft (0.129 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 209122004 |
|---|---|
| Street Address | 3408 SPRUCE ST |
| City | RIVERSIDE |
| State | CA |
| Zip | 92501-2226 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | POR LOT 33 AM 001/001 ASSESSORS MAP 1 |
| Legal Subdivision | SOUTHERN CALIFORNIA COLONY ASSOCIATION |
| Legal Lot Number | 33 |
| Jurisdiction | RIVERSIDE CA |
| Township / Civil Division | RIVERSIDE |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 30103 |
Source: Riverside County records · APN 209-122-004
Assessment roll updated July 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 25, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage GENWAY HOME MORTGAGE INC |
| Sep 04, 2024 | Deed of Trust, Mortgage · Commercial Mortgage STEPHEN P SILVA |
| Sep 04, 2024 | Deed of Trust, Mortgage · Commercial Mortgage MCCOY TRUST |
| Sep 24, 2025 | Agreement of Sale, Transfer FIRST AMERICAN TITLE |
| Sep 24, 2025 | Grant Deed, Transfer · FHA Mortgage GENWAY HOME MORTGAGE INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 24, 2025 · Amount on Record |
| Deed Sale | Sep 24, 2025 · Amount on Record |
| Prior Sale | Aug 15, 2024 · Amount on Record |
| Deed Document Number | 2025-0292698 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Property Address | 3408 SPRUCE ST, RIVERSIDE, CA 92501-2226 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2026 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000057385 |
|---|---|
| Date | Feb 25, 2026 |
| Instrument | 2026-0057385 |
| Name | GENWAY HOME MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | FRISCO, TX 75034 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 116 Months |
| Due | Oct 01, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Property Address | 3408 SPRUCE ST, RIVERSIDE, CA 92501-2226 |
| Transaction Type | Mortgage |
| Record Updated | Oct 08, 2025 |
| Title Company | UNKNOWN, USA NTC |
| Name | Verified Name |
|---|---|
| Address | 5706 CROWN DR, JURUPA VALLEY, CA 91752-3019 |
| Document Number | 0000266295 |
|---|---|
| Date | Sep 04, 2024 |
| Instrument | 2024-0266295 |
| Name | STEPHEN P SILVA |
|---|---|
| Type | Non-Lending Institution |
| Address | WESTLAKE, OH 44145 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Property Address | 3408 SPRUCE ST, RIVERSIDE, CA 92501-2226 |
| Transaction Type | Mortgage |
| Record Updated | Oct 08, 2025 |
| Title Company | OS NATIONAL TITLE, USA NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 5706 CROWN DRIVE, JURUPA VALLEY, CA 91752-3019 |
| Document Number | 0000266296 |
|---|---|
| Date | Sep 04, 2024 |
| Instrument | 2024-0266296 |
| Name | MCCOY TRUST |
|---|---|
| Type | Private Party |
| Address | 745 VIA CONCEPCION, RIVERSIDE, CA 92506 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Agreement of Sale |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Recording Date | Sep 24, 2025 |
| Property Address | 3408 SPRUCE ST, RIVERSIDE, CA 92501-2226 |
| Document Number | 0000293622 |
| Map Reference | MB 7 PG 3 |
| Instrument Date | Sep 14, 2025 |
| Instrument | 2025-0293622 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3408 SPRUCE ST, RIVERSIDE, CA 92501-2226 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Recording Date | Sep 24, 2025 |
| Property Address | 3408 SPRUCE ST, RIVERSIDE, CA 92501-2226 |
| Document Number | 0000292698 |
| Map Reference | MB 7 PG 3 |
| Instrument Date | May 30, 2025 |
| Instrument | 2025-0292698 |
| Transaction Type | Transfer |
| Record Updated | Oct 08, 2025 |
| Title Company | INNOVATIVE TITLE COMPANY LLC, INNOVATIVE TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,111.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000292699 |
|---|---|
| Date | Sep 24, 2025 |
| Instrument | 2025-0292699 |
| Name | GENWAY HOME MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2055 |
Source: Riverside County records · Assessment roll updated July 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | California |
| County | Riverside County |
| Municipality | Riverside City |
| Unified School District | Riverside Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $3,672.00 (+884.45%) | $325,000 (+1,075.02%) Land $98,000 Building $227,000 |
| 2023 | $373.00 (+1.63%) | $27,659 Land $15,505 Building $12,154 |
| 2022 | $367.00 |
Source: FEMA National Flood Hazard Layer, Riverside County (06065C), as of October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
May also be available: California Internet, T-Mobile USA.
Based on FCC filings for 265 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system CA3310031, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF RIVERSIDE serves 302,776 people |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures