3408 Smith Island Rd, Ewell, MD 21824 Property Records

Somerset County property record for 3408 Smith Island Rd, Ewell, MD 21824

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,296 sqft · built 1998
Lot Size	0.147 acres (6,422 sqft)
Owner	Individual Name on Record
Last Sale	$4,000 (Nov 1992)
Tax Bill	$142 (2025)
Deeds & Mortgages	Aug 2022 Transfer
Flood Zone	Zone AE (high risk)
APN	`10-001277`

Property Details

APN / Parcel Number

Primary APN	`10-001277`
Alternative APN	`001277`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,296 sqft Total Area

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Mobile Home
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	6,422 sqft (0.147 acres)
Lot Dimensions	123 ft deep x 52 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	001277
Street Address	3408 SMITH ISLAND RD
City	EWELL
State	MD
Zip	21824-9602
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MRC
Legal Description	0.147 ACRE RHODES POINT
Jurisdiction	SOMERSET MD
Township / Civil Division	10, SMITH ISLAND
Census Block Group	1
Census Block	1158
Census Tract	930200

Owner

Source: Somerset County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	21159 CENTER ST, TYLERTON, MD 21866
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 12, 1992 · Amount on Record
Deed Sale	Nov 12, 1992 · Amount on Record
Prior Sale	Jul 27, 1988 · Amount on Record
Deed Book / Page	407 / 1089
Record Updated	Sep 20, 2026

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SOMERSET MD
Recording Date	Aug 15, 2022
Property Address	3408 SMITH ISLAND RD, EWELL, MD 21824-9602
Document Number	0012500143
Book / Page	1250 / 143
Instrument Date	Aug 9, 2022
Transaction Type	Transfer
Record Updated	Sep 12, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	3408 SMITH ISLAND RD, EWELL, MD 21824-9602

Tax Assessment & Valuation

Source: Somerset County assessment roll, as of August 26, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Somerset County
Unified School District	Somerset County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$10,800 (+134.78%) Land $10,700 Building $100	$10,800 (-) Land $10,700 Building $100
2025	$142.00 (+178.43%) Homeowner's exemption
2023	$51.00 Homeowner's exemption	$4,600	$10,800 Land $10,700 Building $100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	4.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 95 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	105 units insured incl. 10 condo units
Nearby Flood Claims	113 (1984–2026)
Claims Outside the SFHA	6 of 113
Most Recent Claim	Mar 2026 · river or lake flooding
Claims by Event	Hurricane Sandy, Oct 2012 · 44 claims Hurricane Isabel, Sep 2003 · 41 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 94% of Maryland
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RHODES POINT SOUTH WATERWORKS private · serves 100 people · EPA ID MD0190009
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2013–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30