3408 Ripple Rd, Windsor Mill, MD 21244 Property Records

Baltimore County property record for 3408 Ripple Rd, Windsor Mill, MD 21244

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,999 sqft · built 1955
Lot Size	0.174 acres (7,590 sqft)
Owner	2 Individual Names on File
Last Sale	$262,500 (Dec 2019)
Tax Bill	$3,422 (2024)
Deeds & Mortgages	Dec 2021 Mortgage Dec 2019 Sale & Mortgage + 3 more
APN	`02-0218000130`

Property Details

APN / Parcel Number

Primary APN	`02-0218000130`
Alternative APNs	`20218000130` `0218000130`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,999 sqft Living Area
Gross Area	2,239 sqft
1st Floor Area	1,319 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Split Level
Exterior Material	Asbestos
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	7,590 sqft (0.174 acres)
Lot Dimensions	110 ft deep x 69 ft wide
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	140 sqft
Deck Area	280 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0218000130
Street Address	3408 RIPPLE RD
City	WINDSOR MILL
State	MD
Zip	21244-3603
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LYNNE ACRES
Legal Subdivision	LYNNE ACRES
Legal Block	3
Legal Lot Number	28
Jurisdiction	BALTIMORE MD
Township / Civil Division	2
Census Block Group	3
Census Block	3006
Census Tract	402303

Owner

Source: Baltimore County assessment roll, as of July 14, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3408 RIPPLE RD, BALTIMORE, MD 21244-3603
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Dec 5, 2019	Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
May 28, 2019	Grant Deed, Transfer OS NATIONAL LLC, OS NAT'L LLC
May 19, 2017	Loan Modification, Mortgage · Line of Credit PACIFIC WSTRN BK
Jan 9, 2017	Quit Claim Deed, Mortgage · Line of Credit PACIFIC WSTRN BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 5, 2019 · Amount on Record
Deed Sale	Dec 5, 2019 · Amount on Record
Prior Sale	Sep 23, 2015 · Amount on Record
Deed Book / Page	42193 / 409
Prior Transfer Date	Aug 4, 2014
Prior Transfer Doc	0353030405
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	3408 RIPPLE RD, BALTIMORE, MD 21244-3603
Transaction Type	Mortgage
Record Updated	Aug 10, 2022
Title Company	CLA TITLE AND ESCROW, CLA TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0459530307
Date	Dec 3, 2021
Book Page	45953/307

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 1, 2036

December 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	BALTIMORE MD
Recording Date	Dec 5, 2019
Property Address	3408 RIPPLE RD, BALTIMORE, MD 21244-3603
Document Number	0421930409
Book / Page	42193 / 409
Map Reference	MB GLB 19 FO 41
Instrument Date	Dec 2, 2019
Transaction Type	Transfer
Record Updated	Aug 10, 2022
Title Company	TRUE TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3408 RIPPLE RD, WINDSOR MILL, MD 21244-3603

Mortgage

Document Number	0042193417
Date	Dec 5, 2019
Instrument	42193/417

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BALTIMORE MD
Recording Date	May 28, 2019
Property Address	3408 RIPPLE RD, BALTIMORE, MD 21244-3603
Document Number	0414600177
Book / Page	041460 / 000177
Instrument Date	May 17, 2019
Transaction Type	Transfer
Record Updated	Jun 14, 2019
Title Company	OS NATIONAL LLC, OS NAT'L LLC

Transaction

Amount	Amount Recorded
Tax	$1,696.08
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	245 PARK AVE #26TH NEW YORK NY 101670002, 26TH, NEW YORK, NY 10167-0002
Investor	Possibly a Property Investor

May 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BALTIMORE MD
Recording Date	May 19, 2017
Property Address	3408 RIPPLE RD, BALTIMORE, MD 21244-3603
Document Number	0389840110
Book / Page	038984 / 000110
Instrument Date	Mar 15, 2017
Transaction Type	Mortgage
Record Updated	Jun 5, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3408 RIPPLE RD BALTIMORE MD 212443603, BALTIMORE, MD 21244-3603

Mortgage

Document Number	389840110
Date	May 19, 2017
Book Page	038984/000110

Lender

Name	PACIFIC WSTRN BK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

January 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	BALTIMORE MD
Recording Date	Jan 9, 2017
Property Address	3408 RIPPLE RD, BALTIMORE, MD 21244-3603
Document Number	0384890028
Book / Page	038489 / 000028
Instrument Date	Oct 17, 2016
Transaction Type	Mortgage
Record Updated	Mar 22, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1405 FOULK RD #100 WILMINGTON DE 198032769, 100, WILMINGTON, DE 19803-2769

Mortgage

Document Number	384890039
Date	Jan 9, 2017
Book Page	038489/000039

Lender

Name	PACIFIC WSTRN BK
Type	Bank
Address	5404 WISCONSIN AVE # 2ND, CHEVY CHASE, MD 20815-3573

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	24 Months
Due	Jan 8, 2019

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Baltimore County assessment roll, as of July 14, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Baltimore County
Unified School District	Baltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$230,767 (+14.6%)	$270,500 (+28.26%) Land $81,900 Building $188,600
2024	$3,422.00 (+108.28%)
2023	$1,643.00	$201,367	$210,900 Land $57,700 Building $153,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2006)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2006 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 416 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: ALTIUS Communications, T-Mobile USA.

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