3408 Puma Way, Ceres, CA 95307 Property Records

Stanislaus County property record for 3408 Puma Way, Ceres, CA 95307

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,454 sqft · built 1979
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$465,000 (Apr 2026)
Tax Bill	$2,722 (2026)
Deeds & Mortgages	Dec 2021 Mortgage Sep 2023 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`069-002-017-000`

Property Details

APN / Parcel Number

Primary APN	`069-002-017-000`
Alternative APNs	`0690217000` `0690217`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,454 sqft Living Area
1st Floor Area	1,454 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Block
Construction Type	Wood
Lot Area	6,098 sqft (0.14 acres)
Parking Spaces	2 Parking Spaces
Patio Area	162 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3408 PUMA WAY
City	CERES
State	CA
Zip	95307-3113
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LA ROSA ESTATES BLK 6669 LOT 3
Legal Subdivision	LA ROSA ESTATES
Legal Block	6669
Legal Lot Number	3
Jurisdiction	STANISLAUS CA
Township / Civil Division	MODESTO
Census Block Group	2
Census Block	2010
Census Tract	3004

Owner

3408 Puma Way is owned and occupied by an individual who bought it in April 2026.

Source: Stanislaus County records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	3408 PUMA WAY, CERES, CA 95307-3113
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Sep 21, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
Apr 9, 2026	Grant Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE
Mar 13, 2017	Deed of Trust, Mortgage · VA Mortgage BBMC MORTGAGE LLC
Nov 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage JWH FINANCIAL INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 9, 2026 · Amount on File
Deed Sale	Apr 9, 2026 · Amount on File
Prior Sale	Mar 6, 2002 · Amount on File
Deed Document Number	202619042
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	3408 PUMA WAY, CERES, CA 95307-3113
Transaction Type	Mortgage
Record Updated	Apr 20, 2026
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3408 PUMA WAY, CERES, CA 95307-3113

Mortgage

Document Number	0000114163
Date	Dec 8, 2021
Instrument	2021-0114163

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 1, 2036

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	3408 PUMA WAY, CERES, CA 95307-3113
Transaction Type	Mortgage
Record Updated	Apr 20, 2026
Title Company	TITLE 500 INC, TITLE 365 INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3408 PUMA WAY, CERES, CA 95307-3113

Mortgage

Document Number	0000044470
Date	Sep 21, 2023
Instrument	2023-0044470

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Oct 1, 2043

April 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Apr 9, 2026
Property Address	3408 PUMA WAY, CERES, CA 95307-3113
Document Number	0000019042
Instrument Date	Apr 1, 2026
Instrument	202619042
Transaction Type	Transfer
Record Updated	Apr 20, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$51,661.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3408 PUMA WAY, CERES, CA 95307-3113

Mortgage

Document Number	0000019043,
Date	Apr 9, 2026
Instrument	202619043

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	3408 PUMA WAY, CERES, CA 95307-3113
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017662
Date	Mar 13, 2017
Instrument	2017-0017662

Lender

Name	BBMC MORTGAGE LLC
Type	Government Agency
Address	LOMBARD, IL 60148

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2032

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	3408 PUMA WAY, CERES, CA 95307-3113
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3408 PUMA WAY, CERES, CA 95307-3113

Mortgage

Document Number	0000096110
Date	Nov 25, 2020
Instrument	2020-0096110

Lender

Name	JWH FINANCIAL INC
Type	Funding / Finance Company
Address	IRVINE, CA 92614

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 1, 2035

Tax Assessment & Valuation

The 2026 property tax bill for 3408 Puma Way was $2,722, up % from the year before.

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Ceres City
Unified School District	Ceres Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$2,722.00 (+0.04%)	$244,088 (+2%) Land $87,385 Building $156,703
2025	$2,721.00 Homeowner's exemption	$239,303 Land $85,672 Building $153,631
2023	$2,478.00 (+0.9%) Homeowner's exemption	$230,013 Land $82,347 Building $147,666
2022	$2,456.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3408 Puma Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 23, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 3408 Puma Way has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CERES serves 54,513 people · EPA ID CA5010028
Water Source	Purchased surface water from STANISLAUS REGIONAL WATER AUTHORITY
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 794 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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