3408 Northgate Ln, McAllen, TX 78504 Property Records

Hidalgo County property record for 3408 Northgate Ln, McAllen, TX 78504

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,593 sqft · built 1980
Lot Size	0.113 acres (4,921 sqft)
Owner	Individual Name on File
Tax Bill	$3,332 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Jan 2019 Mortgage + 2 more
APN	`N814001002001900`

Property Details

APN / Parcel Number

Primary APN	`N814001002001900`
Alternative APNs	`R619959` `619959`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,593 sqft Living Area
Gross Area	2,017 sqft
1st Floor Area	1,593 sqft
Utility Area	80 sqft
Flooring	Tile

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	4,921 sqft (0.113 acres)
Lot Width	25 ft Width
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	24 sqft
Patio Area	77 sqft
Canopy	14 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	3408 NORTHGATE LN
City	MCALLEN
State	TX
Zip	78504-5957
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMH
Legal Description	NORTH WARE ROAD ESTATES PH 1 LOT 19 BLK 2
Legal Subdivision	NORTH WARE ROAD ESTATES PH 1 - SML
Legal Tract	19
Legal Block	2
Legal Lot Number	19
Jurisdiction	HIDALGO TX
Township / Civil Division	EDINBURG
Census Block Group	1
Census Block	1000
Census Tract	23533

Owner

3408 Northgate Ln is owned and occupied by an individual who acquired it in October 2017.

Source: Hidalgo County records, as of September 16, 2026

Owner of Record	Individual Name on File
Mailing Address	3408 NORTHGATE LN, MCALLEN, TX 78504-5957
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2021	Deed of Trust, Mortgage · FHA Mortgage AMERIHOME MORTGAGE COMPANY LLC
Jan 2, 2019	Deed of Trust, Mortgage · FHA Mortgage WILLOW BEND MORTGAGE CO
Jul 20, 2018	Trustee's Deed, Construction Loan · Construction Mortgage BANK OF SOUTH TX
Nov 13, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 3, 2005
Deed Sale	May 3, 2005
Prior Sale	Apr 27, 2005 · Amount on File
Deed Document Number	20051466808
Last Transfer Date	Oct 20, 2017
Transfer Doc	0002864715
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIDALGO TX
Property Address	3408 NORTHGATE LN, MCALLEN, TX 78504-5957
Transaction Type	Mortgage
Record Updated	Apr 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003208981
Date	Apr 5, 2021
Instrument	3208981

Lender

Name	AMERIHOME MORTGAGE COMPANY LLC
Type	Mortgage Company
Address	THOUSAND OAKS, CA 91362

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIDALGO TX
Property Address	3408 NORTHGATE LN, MCALLEN, TX 78504-5957
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SAN JACINTO TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002976205
Date	Jan 2, 2019
Instrument	2976205

Lender

Name	WILLOW BEND MORTGAGE CO
Type	Mortgage Company
Address	PLANO, TX 75093

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2049

July 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	HIDALGO TX
Recording Date	Jul 20, 2018
Property Address	3408 NORTHGATE LN, MCALLEN, TX 78504-5957
Instrument Date	Jul 13, 2018
Instrument	2934321
Transaction Type	Construction Loan
Record Updated	Aug 9, 2018
Title Company	SIERRA TITLE COMPANY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3408 NORTHGATE LN MCALLEN TX 785045957, MCALLEN, TX 78504-5957

Mortgage

Document Number	0002934321
Date	Jul 20, 2018
Instrument	2934321

Lender

Name	BANK OF SOUTH TX
Type	Bank
Address	PHARR, TX 78577

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jul 19, 2019

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HIDALGO TX
Recording Date	Nov 13, 2017
Property Address	3408 NORTHGATE LN, MCALLEN, TX 78504-5957
Document Number	0002864715
Instrument Date	Oct 20, 2017
Instrument	2864715
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 3408 Northgate Ln was $3,332 with a homeowner's exemption, up 32.7% from the year before.

Source: Hidalgo County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Hidalgo County
Municipality	McAllen City
Unified School District	McAllen Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$223,239 (+1%)	$230,578 (+6.73%) Land $39,368 Building $191,210
2025	$3,332.00 (+32.75%) Homeowner's exemption	$202,945 Land $39,368 Building $176,675	$216,043 Land $39,368 Building $176,675
2024	$2,510.00 (-17.3%)
2023	$3,035.00 (+30.03%) Homeowner's exemption	$171,681 Land $21,160 Building $166,696	$187,856 Land $21,160 Building $166,696
2022	$2,334.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 3408 Northgate Ln; there have been 2 flood claims nearby since 2020.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 20 policies
Nearby Flood Policies	20 in force
Nearby Flood Claims	2 (2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2020 · Hurricane Hanna
Claims by Event	Hurricane Hanna, Jul 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3408 Northgate Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCALLEN PUBLIC UTILITY serves 145,050 people · EPA ID TX1080006
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 487 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
TWIN Fixed Wireless	400 / 100
VTX Communications Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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