3408 Middle Rd, Berthoud, CO 80513 Property Records

Larimer County property record for 3408 Middle Rd, Berthoud, CO 80513

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,424 sqft · built 1984
Lot Size	2.07 acres (90,605 sqft)
Owner	Individual Name on Record
Last Sale	$430,000 (Oct 2017)
Tax Bill	$4,365 (2025)
Deeds & Mortgages	Jan 2024 Line of Credit Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`94201-05-015`

Property Details

APN / Parcel Number

Primary APN	`94201-05-015`
Alternative APN	`R0491373`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,424 sqft Living Area
Upper Floors Area	360 sqft
Basement Area	673 sqft
Finished Basement	542 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	90,605 sqft (2.07 acres)
Garage Type	Attached
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Patio Area	360 sqft
Balcony	Balcony
Balcony Area	360 sqft
Shed	1 Shed
Shed Area	240 sqft
Utility Building	672 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	R0491373
Old Parcel Number	9420105015
Street Address	3408 MIDDLE RD
City	BERTHOUD
State	CO
Zip	80513-9538
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 15, MOUNTVIEW ACRES
Legal Range	69
Legal Township	04
Legal Section	20
Legal Quarter	NE
Legal Subdivision	MOUNTVIEW ACRES
Legal Block	5
Legal Lot Number	15
Jurisdiction	LARIMER CO
Township / Civil Division	BERTHOUD
Census Block Group	3
Census Block	3033
Census Tract	2602

Owner

Source: Larimer County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3408 MIDDLE RD, BERTHOUD, CO 80513-9538
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 17, 2024	Deed of Trust, Mortgage · Line of Credit BELLCO CU
Sep 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Oct 31, 2017	Warranty Deed, Transfer · Conventional Mortgage GROUP MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2017 · Amount on Record
Deed Sale	Oct 31, 2017 · Amount on Record
Prior Sale	May 21, 2012 · Amount on Record
Deed Document Number	20170073094
Record Updated	Jun 8, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	3408 MIDDLE RD, BERTHOUD, CO 80513-9538
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3408 MIDDLE RD, BERTHOUD, CO 80513-9538

Mortgage

Document Number	0000001952
Date	Jan 17, 2024
Instrument	20240001952

Lender

Name	BELLCO CU
Type	Credit Union
Address	ENGLEWOOD, CO 80111

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jan 28, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	3408 MIDDLE RD, BERTHOUD, CO 80513-9538
Transaction Type	Mortgage
Record Updated	Mar 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000076548
Date	Sep 22, 2020
Instrument	20200076548

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2035

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Oct 31, 2017
Property Address	3408 MIDDLE RD, BERTHOUD, CO 80513-9538
Document Number	0000073094
Instrument Date	Oct 26, 2017
Instrument	20170073094
Transaction Type	Transfer
Record Updated	Mar 28, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$43.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3408 MIDDLE RD, BERTHOUD, CO 80513-9538

Mortgage

Document Number	0000073095
Date	Oct 31, 2017
Instrument	20170073095

Lender

Name	GROUP MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: Larimer County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Larimer County
Unified School District	Thompson School District R-2J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,365.00 (+29.91%)	$47,626 (+8.62%) Land $16,438 Building $31,188	$762,000 (+16.44%) Land $263,000 Building $499,000
2023	$3,360.00 (+9.3%)	$43,845 (+23%) Land $17,621 Building $26,224	$654,400 (+27.59%) Land $263,000 Building $391,400
2022	$3,074.00	$35,646 Land $6,936 Building $28,710	$512,900 Land $99,800 Building $413,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 59% of Colorado
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LITTLE THOMPSON WD serves 25,654 people · EPA ID CO0135477
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2023

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vistabeam Fixed Wireless	500 / 80
Verizon Fixed Wireless	300 / 20
Rise Broadband Fixed Wireless	100 / 20
Hilltop Broadband Fixed Wireless	50 / 15

May also be available: AT&T, T-Mobile.

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