3408 Maple Dr, Bay City, TX 77414 Property Records

Matagorda County property record for 3408 Maple Dr, Bay City, TX 77414

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,614 sqft · built 2006
Lot Size	0.313 acres (13,639 sqft)
Owner	2 Individual Names on File
Last Sale	$267,760 (Oct 2025)
Tax Bill	$6,004 (2026)
Deeds & Mortgages	Feb 2017 Mortgage Oct 2006 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4561-0010-000300`

Property Details

APN / Parcel Number

Primary APN	`4561-0010-000300`
Alternative APN	`49023`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,614 sqft Living Area
Gross Area	3,424 sqft
1st Floor Area	2,614 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,639 sqft (0.313 acres)
Lot Dimensions	110 ft deep x 65 ft wide
Garage Type	Attached
Garage Area	575 sqft
Porch	Porch
Porch Area	235 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	4561-0010-000300
Street Address	3408 MAPLE DR
City	BAY CITY
State	TX
Zip	77414-7005
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHITSON HEIGHTS S/D, BLOCK 1, LOT 3-4
Legal Subdivision	WHITSON HEIGHTS SUB
Legal Block	1
Legal Lot Number	3-4
Jurisdiction	MATAGORDA TX
Township / Civil Division	BAY CITY
Census Block Group	2
Census Block	2009
Census Tract	730400

Owner

3408 Maple Dr is owned and occupied by two individuals who bought it in October 2025.

Source: Matagorda County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3408 MAPLE DR, BAY CITY, TX 77414-7005
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2017	Deed of Trust, Mortgage · ARM TEXAS DOW EMPLOYEES CU
Oct 10, 2006	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Oct 29, 2025	Vendor's Lien, Transfer · FHA Mortgage NEW AMERICAN FUNDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 29, 2025 · Amount on File
Deed Sale	Oct 29, 2025 · Amount on File
Deed Document Number	20255663
Record Updated	Oct 29, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MATAGORDA TX
Property Address	3408 MAPLE DR, BAY CITY, TX 77414-7005
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	SOUTHWESTERN LAND TITLE, SOUTHWEST LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001027
Date	Feb 28, 2017
Instrument	001027

Lender

Name	TEXAS DOW EMPLOYEES CU
Type	Credit Union
Address	LAKE JACKSON, TX 77566

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	5%
Type Change Date	Mar 1, 2027
Change Frequency	Annually
Min Rate At Change	5%
Max Rate At Change	7%
Index	1-Year LIBOR
Max Rate	11%

October 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MATAGORDA TX
Property Address	3408 MAPLE DR, BAY CITY, TX 77414-7005
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000067692
Date	Oct 10, 2006
Instrument	067692

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50306

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2036
Prepayment Penalty	00 Months

October 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MATAGORDA TX
Recording Date	Oct 29, 2025
Property Address	3408 MAPLE DR, BAY CITY, TX 77414-7005
Document Number	0020255663
Map Reference	VOL 5 PG 16
Instrument Date	Oct 29, 2025
Instrument	2025-5663
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	BCAT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3408 MAPLE DR, BAY CITY, TX 77414-7005

Mortgage

Document Number	0020255664
Date	Oct 29, 2025
Instrument	2025-5664

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

Tax Assessment & Valuation

The 2026 property tax bill for 3408 Maple Dr was $6,004 with exemptions applied, up 116.7% from the year before.

Source: Matagorda County assessment roll, as of February 2, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Bay City
County	Matagorda County
Unified School District	Bay City Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,004.00 (+116.67%) Homeowner's exemption Senior Citizen's exemption	$271,180 (-2.88%) Land $39,000 Building $232,180	$271,180 (-2.88%) Land $39,000 Building $232,180
2025	$2,771.00 Homeowner's exemption Senior Citizen's exemption	$279,210 (-6.62%) Land $44,200 Building $235,010	$279,210 (-6.62%) Land $44,200 Building $235,010
2024		$299,000 (+3.38%) Land $36,400 Building $262,600	$299,000 (+3.38%) Land $36,400 Building $262,600
2023		$289,230 Land $26,000 Building $263,230	$289,230 Land $26,000 Building $263,230
2022	$4,682.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3408 Maple Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	5 (1981–2017)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Aug 2017 · Hurricane Harvey

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3408 Maple Dr is low, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 87% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BAY CITY serves 18,061 people · EPA ID TX1610001
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Arsenic resolved · Apr 2024
Treatment and Procedure	Coliform assessment Aug 2025
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Nextlink Fixed Wireless	1,000 / 500
Sparklight Cable	1,000 / 50
TISD Fixed Wireless	400 / 100
Verizon Fixed Wireless	300 / 20
Skynet Fixed Wireless	100 / 50

May also be available: YK Communications.

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