3408 Liberty Rd, Willard, OH 44890 Property Records

Huron County property record for 3408 Liberty Rd, Willard, OH 44890

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,973 sqft · built 2007
Lot Size2 acres (87,120 sqft)
OwnerIndividual Name on File
Last Sale$370,900 (Jun 2026)
Tax Bill$2,873 (2025)
Deeds & MortgagesJun 2026 Sale & Mortgage
Feb 2026 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN40-0020-02-011-0200

Property Details

APN / Parcel Number

Primary APN40-0020-02-011-0200
Alternative APN
  • 407058

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,973 sqft Living Area
1st Floor Area1,973 sqft
Basement Area1,973 sqft
Unfinished Basement1,973 sqft
FlooringWood
Interior WallsPlaster

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Exterior MaterialBrick
Roof TypeHip
Roof MaterialShingle
Lot Area87,120 sqft (2 acres)
Garage TypeMixed
Garage Area797 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area72 sqft
Patio Area487 sqft
Balcony Area10 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelElectric
SewerSeptic
Water SourceWell

Location & Zoning

Account Number407058
Street Address3408 LIBERTY RD
CityWILLARD
StateOH
Zip44890-9243
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSEC 2 PT OF GL 15
Legal Lot Number15
JurisdictionHURON OH
Township / Civil DivisionRICHMOND
Census Block Group4
Census Block4024
Census Tract916200

Owner

3408 Liberty Rd is owned and occupied by an individual who bought it in June 2026.

Source: Huron County records, as of September 28, 2026

Owner of RecordIndividual Name on File
Mailing Address3408 LIBERTY RD, WILLARD, OH 44890-9243
OccupancyOwner Occupied
Owner TypeIndividual
VestingRemainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 1, 2026Warranty Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE
Feb 26, 2026Intrafamily Transfer, Transfer
Apr 25, 2020Deed of Trust, Mortgage · Conventional with PMI
UNION HM MTG CORP
Apr 6, 2018Intrafamily Transfer, Transfer · Conventional Mortgage
UNION HOME MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 1, 2026 · Amount on File
Deed SaleJun 1, 2026 · Amount on File
Prior SaleAug 17, 2006 · Amount on File
Deed Document Number20262998
Prior Transfer DateFeb 25, 2026
Prior Transfer Doc0000000922
Record UpdatedOct 29, 2026

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHURON OH
Recording DateJun 1, 2026
Property Address3408 LIBERTY RD, WILLARD, OH 44890-9243
Document Number0000002998
Instrument DateJun 1, 2026
Instrument20262998
Transaction TypeTransfer
Record UpdatedJul 7, 2026
Title CompanyESCROW AND TITLE, TUCKER ESCROW & TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$74,921.80
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRemainderman
Address3408 LIBERTY RD, WILLARD, OH 44890-9243

Mortgage

Document Number0000002999,
DateJun 1, 2026
Instrument202606012999
Lender
NameCROSSCOUNTRY MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2056
Interest
Rate TypeFixed Rate
Rate6.3%
Initial TypeFixed Rate
Max Rate-1%

February 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHURON OH
Recording DateFeb 26, 2026
Property Address3408 LIBERTY RD, WILLARD, OH 44890-9243
Document Number0000000922
Instrument DateFeb 25, 2026
Instrument202602260000922
Transaction TypeTransfer
Record UpdatedMar 17, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address3408 LIBERTY RD, WILLARD, OH 44890-9243

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHURON OH
Property Address3408 LIBERTY RD, WILLARD, OH 44890-9243
Document Number0000002496
Instrument DateApr 25, 2020
Transaction TypeMortgage
Record UpdatedJun 5, 2020
Title CompanyMUTUAL TITLE AGENCY INC, MUTUAL TITLE AGCY INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address3408 LIBERTY RD WILLARD OH 448909243, WILLARD, OH 44890-9243

Mortgage

Document Number0000002496
DateApr 30, 2020
Instrument2496
Lender
NameUNION HM MTG CORP
AddressSTRONGSVILLE, OH 44136
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueApr 29, 2050

April 2018: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHURON OH
Recording DateApr 6, 2018
Property Address3408 LIBERTY RD, WILLARD, OH 44890-9243
Document Number0000001986
Instrument DateApr 2, 2018
Instrument201804060001986
Transaction TypeTransfer
Record UpdatedMay 17, 2022
Title CompanyERIEVIEW TITLE AGENCY LLC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3408 LIBERTY RD, WILLARD, OH 44890-9243

Mortgage

Document Number0000001987
DateApr 6, 2018
Instrument201804060001987
Lender
NameUNION HOME MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 3408 Liberty Rd was $2,873 with a homeowner's exemption, down 6% from the year before.

Source: Huron County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateOhio
CountyHuron County
County SubdivisionRichmond Township
Unified School DistrictWillard City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,873.00 (-6.05%)$86,430 (-) Land $9,430 Building $77,000$246,960 (-) Land $26,950 Building $220,010
2024$3,058.00 (+3.52%)$86,430 (+13.16%) Land $9,430 Building $77,000$246,960 Land $26,950 Building $220,010
2023$2,954.00 (-1.3%)$76,380 (-) Land $8,040 Building $68,340
2022$2,993.00$76,380 Land $8,040 Building $68,340
2021$218,220 Land $22,970 Building $195,250

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3408 Liberty Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 11, 2017

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3408 Liberty Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 78% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Watch TV
Fixed Wireless
100 / 20

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