3408 Laurel Oak Ln, Gastonia, NC 28056 Property Records

Gaston County property record for 3408 Laurel Oak Ln, Gastonia, NC 28056

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,885 sqft · built 2021
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on Record
Last Sale	$511,500 (May 2022)
Tax Bill	$5,129 (2026)
Deeds & Mortgages	Feb 2024 Mortgage Apr 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`305006`

Property Details

APN / Parcel Number

Primary APN	`305006`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Building Area	2,885 sqft Heated Area

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Conventional
Lot Area	9,583 sqft (0.22 acres)

Location & Zoning

Street Address	3408 LAUREL OAK LN
City	GASTONIA
State	NC
Zip	28056-0052
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BETHESDA OAKS LOT 268 PLAT BOOK 093 PAGE 061
Legal Subdivision	BETHESDA OAKS PHASE 4
Legal Lot Number	268
Jurisdiction	GASTON NC
Township / Civil Division	GASTONIA
Census Block Group	2
Census Block	2000
Census Tract	32507

Owner

Source: Gaston County records, as of August 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3408 LAUREL OAK LN, GASTONIA, NC 28056-0052
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2024	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Apr 6, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
May 19, 2022	Special Warranty Deed, Transfer · Conventional Mortgage SEATRUST MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 19, 2022 · Amount on Record
Deed Sale	May 19, 2022 · Amount on Record
Deed Book / Page	5338 / 107
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASTON NC
Property Address	3408 LAUREL OAK LN, GASTONIA, NC 28056-0052
Transaction Type	Mortgage
Record Updated	Mar 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3408 LAUREL OAK LN, GASTONIA, NC 28056-0052

Mortgage

Document Number	0054602039
Date	Feb 15, 2024
Book Page	5460/2039

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	340 Months
Due	Jun 1, 2052

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASTON NC
Property Address	3408 LAUREL OAK LN, GASTONIA, NC 28056-0052
Transaction Type	Mortgage
Record Updated	May 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3408 LAUREL OAK LN, GASTONIA, NC 28056-0052

Mortgage

Document Number	0054021636
Date	Apr 6, 2023
Book Page	5402/1636

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	350 Months
Due	Jun 1, 2052

May 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	GASTON NC
Recording Date	May 19, 2022
Property Address	3408 LAUREL OAK LN, GASTONIA, NC 28056-0052
Document Number	0053380107
Book / Page	5338 / 107
Map Reference	MB 93 PG 61&62
Instrument Date	May 19, 2022
Transaction Type	Transfer
Record Updated	Jun 30, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,023.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6701 CARMEL RD, 6701, CHARLOTTE, NC 28226-3983

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3408 LAUREL OAK LN, GASTONIA, NC 28056-0052

Mortgage

Document Number	0005338113
Date	May 19, 2022
Instrument	5338/113

Lender

Name	SEATRUST MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

Tax Assessment & Valuation

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Gaston County
Municipality	Gastonia City
Unified School District	Gaston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,129.00 (-1.02%)	$479,880 (-) Land $47,000 Building $432,880
2023	$5,182.00	$479,880 Land $47,000 Building $432,880
2021			$56,000 Land $47,000 Building $9,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KINGS GRANT S/D private · serves 460 people · EPA ID NC0136211
Water Source	Purchased surface water from TWO RIVERS UTILITIES
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Ripple Fiber.

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