3408 Kirkwall Dr, Summerville, SC 29485 Property Records

Charleston County property record for 3408 Kirkwall Dr, Summerville, SC 29485

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,892 sqft · built 2008
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Last Sale	$265,900 (Jul 2020)
Tax Bill	$1,070 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Jul 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`388-13-00-366`

Property Details

APN / Parcel Number

Primary APN	`388-13-00-366`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,892 sqft Living Area
1st Floor Area	1,246 sqft
Upper Floors Area	1,646 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Multi-Family
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,841 sqft (0.18 acres)
Terrain	High
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	194 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	3408 KIRKWALL DR
City	SUMMERVILLE
State	SC
Zip	29485-9053
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION NAME -BUCKSHIRE PHASE ONE DESCRIPTION -LOT 211
Legal Subdivision	BUCKSHIRE PHASE ONE
Legal Phase	1
Legal Lot Number	211
Jurisdiction	CHARLESTON SC
Township / Civil Division	NORTH CHARLESTON
Census Block Group	1
Census Block	1085
Census Tract	3106

Owner

Source: Charleston County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3408 KIRKWALL DR, SUMMERVILLE, SC 29485-9053
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 5, 2022	Deed of Trust, Mortgage · Conventional Mortgage GOODLEAP LC
Jul 28, 2020	Deed, Transfer · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE INC
Jul 28, 2020	Grant Deed, Transfer · Conventional with PMI PRIMARY RESID'L MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 28, 2020 · Amount on Record
Deed Sale	Jul 28, 2020 · Amount on Record
Prior Sale	Sep 23, 2009 · Amount on Record
Deed Book / Page	900 / 155
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	3408 KIRKWALL DR, SUMMERVILLE, SC 29485-9053
Transaction Type	Mortgage
Record Updated	Apr 1, 2024
Title Company	NATIONAL CLOSING SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011210532
Date	Jul 5, 2022
Book Page	1121/532

Lender

Name	GOODLEAP LC
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2052

July 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLESTON SC
Recording Date	Jul 28, 2020
Property Address	3408 KIRKWALL DR, SUMMERVILLE, SC 29485-9053
Document Number	09000155
Book / Page	900 / 155
Map Reference	MB EJ PG 340-343
Instrument Date	Jul 10, 2020
Transaction Type	Transfer
Record Updated	Jul 12, 2021
Title Company	FIRST AMERICAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3408 KIRKWALL DR, SUMMERVILLE, SC 29485-9053

Mortgage

Document Number	900156
Date	Jul 28, 2020
Instrument	900/156

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLESTON SC
Recording Date	Jul 28, 2020
Property Address	3408 KIRKWALL DR, SUMMERVILLE, SC 29485-9053
Document Number	0900/0155
Book / Page	000900 / 000155
Instrument Date	Jul 10, 2020
Transaction Type	Transfer
Record Updated	Sep 8, 2020
Title Company	FIRST AMERICAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$266.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3408 KIRKWALL DR SUMMERVILLE SC 294859053, SUMMERVILLE, SC 29485-9053

Mortgage

Document Number	900/0156
Date	Jul 28, 2020
Book Page	000900/000156

Lender

Name	PRIMARY RESID'L MTG
Type	Mortgage Company
Address	SALT LAKE CITY, UT 84116

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 27, 2050

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,070.00 (+7.65%)	$310,385 (+2,776.6%) Land $46,115 Building $264,270	$422,300 (+56.47%) Land $60,000 Building $362,300
2024	$994.00 (+7.58%)	$10,790 (-)
2022	$924.00	$10,790	$269,900 (-) Land $40,100 Building $229,800
2020			$269,900 Land $40,100 Building $229,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 35 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	35 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUMMERVILLE CPW serves 81,750 people · EPA ID SC1810003
Water Source	Purchased surface water from LAKE MOULTRIE REGIONAL WS
Last State Inspection	Nov 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: WOW Internet, Cable & Phone.

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