3408 Harbor Ln, Evans, CO 80620 Property Records

Weld County property record for 3408 Harbor Ln, Evans, CO 80620

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 938 sqft · built 1998
Lot Size	0.165 acres (7,192 sqft)
Owner	Individual Name on Record
Last Sale	$114,400 (Jan 1999)
Tax Bill	$1,537 (2025)
Deeds & Mortgages	Jan 2019 Reverse Mortgage Dec 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`9592-44-0-40-12`

Property Details

APN / Parcel Number

Primary APN	`9592-44-0-40-12`
Alternative APNs	`0959-24-4-04-012` `R7448598`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	938 sqft Living Area
Gross Area	2,276 sqft
1st Floor Area	938 sqft
Basement Area	938 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	7,192 sqft (0.165 acres)
Garage Type	Attached
Garage Area	400 sqft
Porch	Porch
Porch Area	228 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R7448598
Street Address	3408 HARBOR LN
City	EVANS
State	CO
Zip	80620-3605
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EVS COVL L12 BLK2 COVE AT THE LANDINGS
Legal Range	66W
Legal Township	5N
Legal Section	24
Legal Subdivision	COVE AT THE LANDINGS
Legal Block	2
Legal Lot Number	12
Jurisdiction	WELD CO
Township / Civil Division	GREELEY
Census Block Group	5
Census Block	5009
Census Tract	1005

Owner

Source: Weld County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3408 HARBOR LN, EVANS, CO 80620-3605
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 2, 2019	Deed of Trust, Mortgage · Reverse Mortgage REVERSE MORTGAGE FUNDING LLC
Dec 26, 2018	Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 7, 1999 · Amount on Record
Deed Sale	Jan 7, 1999 · Amount on Record
Deed Document Number	19992665586
Last Transfer Date	May 3, 2023
Transfer Doc	0004896600
Record Updated	Sep 20, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELD CO
Property Address	3408 HARBOR LN, EVANS, CO 80620-3605
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004457238
Date	Jan 2, 2019
Instrument	4457238

Lender

Name	REVERSE MORTGAGE FUNDING LLC
Type	Reverse Mortgage Lender
Address	BLOOMFIELD, NJ 07003

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	850 Months
Due	Nov 23, 2089

Interest

Rate Type	Adjustable Rate
Rate	4.32%
Type Change Date	Jan 1, 2020
Change Frequency	Annually
Min Rate At Change	2%
Index	1-Year LIBOR
Max Rate	5%

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELD CO
Property Address	3408 HARBOR LN, EVANS, CO 80620-3605
Document Number	0004457239
Instrument Date	Dec 26, 2018
Transaction Type	Mortgage
Record Updated	Jan 16, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3408 HARBOR LN EVANS CO 806203605, EVANS, CO 80620-3605

Mortgage

Document Number	0004457239
Date	Jan 2, 2019
Instrument	4457239

Lender

Name	COMMISSIONER/HSNG & URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	840 Months
Due	Jan 1, 2089

Interest

Rate Type	Adjustable Rate
Rate	4.32%

Tax Assessment & Valuation

Source: Weld County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Weld County
Municipality	Evans City
Unified School District	Greeley School District 6 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$21,260 (-2.03%) Land $4,900 Building $16,360	$347,278 (-) Land $80,000 Building $267,278
2025	$1,537.00 (+20.17%)	$21,700 (-11.03%) Land $5,000 Building $16,700	$347,278 (-3.66%) Land $80,000 Building $267,278
2024	$1,279.00 (+4.41%)
2023	$1,225.00	$24,390 Land $4,400 Building $19,990	$360,459 Land $65,000 Building $295,459

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EVANS serves 19,369 people · EPA ID CO0162260
Water Source	Purchased surface water from CITY OF GREELEY
Last State Inspection	Feb 2023
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 503 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Allo Communications Fiber	2,300 / 2,300
Vero Fiber Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Rise Broadband Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, T-Mobile.

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