3408 Gingerwood Rd, Ontario, CA 91761 Property Records

San Bernardino County property record for 3408 Gingerwood Rd, Ontario, CA 91761

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,502 sqft · built 1988
Lot Size	0.158 acres (6,900 sqft)
Owner	2 Company Names on Record
Last Sale	$360,000 (Nov 2013)
Tax Bill	$4,737 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Jun 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1083-302-32-0000`

Property Details

APN / Parcel Number

Primary APN	`1083-302-32-0000`
Alternative APN	`0218013320000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,502 sqft Living Area
Gross Area	1,902 sqft
1st Floor Area	1,502 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Modern
Construction Type	Frame
Roof Material	Tile
Lot Area	6,900 sqft (0.158 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	120 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3408 GINGERWOOD RD
City	ONTARIO
State	CA
Zip	91761-0308
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 13428 LOT 50 AND INT IN COMMON AREA
Legal Subdivision	TRACT NO. 13428
Legal Tract	13428
Legal Block	3
Legal Lot Number	50
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	SAN BERNARDINO
Census Block Group	3
Census Block	3002
Census Tract	2206

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	3408 GINGERWOOD RD, ONTARIO, CA 91761-0308
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED FIDELITY FUNDING CORP
Jun 11, 2020	Deed of Trust, Mortgage · Line of Credit CALIFORNIA BK&TR
May 15, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 15, 2013 · Amount on Record
Deed Sale	Nov 15, 2013 · Amount on Record
Prior Sale	Jun 26, 2013 · Amount on Record
Deed Document Number	2013501854
Last Transfer Date	May 9, 2017
Transfer Doc	0000198563
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	3408 GINGERWOOD RD, ONTARIO, CA 91761-0308
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WESTERN RESOURCES TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000133767
Date	Apr 20, 2020
Instrument	2020-0133767

Lender

Name	UNITED FIDELITY FUNDING CORP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2035

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	3408 GINGERWOOD RD, ONTARIO, CA 91761-0308
Document Number	0000230263
Instrument Date	Jun 11, 2020
Transaction Type	Mortgage
Record Updated	Jul 24, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3408 GINGERWOOD RD ONTARIO CA 917610308, ONTARIO, CA 91761-0308

Mortgage

Document Number	0000230263
Date	Jul 10, 2020
Instrument	230263

Lender

Name	CALIFORNIA BK&TR
Type	Bank
Address	SAN CLEMENTE, CA 92672

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

May 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	May 15, 2017
Property Address	3408 GINGERWOOD RD, ONTARIO, CA 91761-0308
Document Number	0000198563
Map Reference	MB206 PG14-17
Instrument Date	May 9, 2017
Instrument	2017-0198563
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	WFG NATIONAL TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3408 GINGERWOOD RD, ONTARIO, CA 91761-0308

Mortgage

Document Number	0000198564
Date	May 15, 2017
Instrument	2017-0198564

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2032

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Ontario City
Secondary School District	Chaffey Joint Union High School District (09 - 12)
Elementary School District	Mountain View Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$450,139 (+2%) Land $156,299 Building $293,840
2025	$4,737.00 (+7.22%) Homeowner's exemption	$441,312 (+4.04%) Land $153,234 Building $288,078
2023	$4,418.00 (+1.26%) Homeowner's exemption	$424,174 Land $147,283 Building $276,891
2022	$4,363.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 69% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONTARIO MUNICIPAL UTILITIES COMPANY serves 185,010 people · EPA ID CA3610034
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Inyo Networks.

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