3408 Gilbys Ct, Chesapeake, VA 23323 Property Records

Chesapeake City property record for 3408 Gilbys Ct, Chesapeake, VA 23323

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,541 sqft · built 2005
Lot Size	0.347 acres (15,115 sqft)
Owner	Individual Name on Record
Last Sale	$293,000 (Jan 2012)
Tax Bill	$4,670 (2025)
Deeds & Mortgages	Feb 2022 Refinance Dec 2016 Refinance + 1 more
APN	`0335002000360`

Property Details

APN / Parcel Number

Primary APN	`0335002000360`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,541 sqft Living Area
1st Floor Area	732 sqft
Upper Floors Area	828 sqft
Attic	Attic
Attic Area	100 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,115 sqft (0.347 acres)
Lot Dimensions	36 ft deep x 43 ft wide
Garage Type	Attached
Garage Area	120 sqft
Porch	Slab
Porch Area	28 sqft
Patio Area	117 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3408 GILBYS CT
City	CHESAPEAKE
State	VA
Zip	23323-2534
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15S: RESI
Legal Description	36 OLDE MILL RUN PH 1 SEC 2
Legal Subdivision	MILLERS RUN, OLDE MILL RUN
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	2
Census Block	2014
Census Tract	21301

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3408 GILBYS CT, CHESAPEAKE, VA 23323-2534
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance US BANK NATIONAL ASSOCIATION
Dec 15, 2016	Deed of Trust, Mortgage · Stand-Alone Refinance US BANK NATIONAL ASSOCIATION
Sep 1, 2005	Warranty Deed, Transfer · Conventional Mortgage USAA FEDERAL SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 5, 2012 · Amount on Record
Deed Sale	Jan 5, 2012 · Amount on Record
Prior Sale	Sep 1, 2005 · Amount on Record
Deed Book / Page	8579 / 686
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	3408 GILBYS CT, CHESAPEAKE, VA 23323-2534
Transaction Type	Mortgage
Record Updated	May 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010520/173
Date	Feb 10, 2022
Book Page	10520/173
Instrument	220004957

Lender

Name	US BANK NATIONAL ASSOCIATION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

Interest

Rate Type	Fixed Rate

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	3408 GILBYS CT, CHESAPEAKE, VA 23323-2534
Transaction Type	Mortgage
Record Updated	May 7, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	009734/729
Date	Dec 15, 2016
Book Page	9734/729
Instrument	160035271

Lender

Name	US BANK NATIONAL ASSOCIATION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2046

Interest

Rate Type	Fixed Rate

September 2005: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Sep 1, 2005
Property Address	3408 GILBYS CT, CHESAPEAKE, VA 23323-2534
Document Number	0006173/20
Book / Page	6173 / 20
Instrument Date	Aug 9, 2005
Transaction Type	Transfer
Record Updated	May 7, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000617322
Date	Sep 1, 2005
Instrument	6173/22

Lender

Name	USAA FEDERAL SAVINGS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$467,700 (+1.15%) Land $170,000 Building $297,700	$467,700 (+1.15%) Land $170,000 Building $297,700
2025	$4,670.00 (+38.04%)	$462,400 (+9.63%) Land $160,000 Building $302,400	$462,400 (+9.63%) Land $160,000 Building $302,400
2023		$421,800 (+8.15%) Land $155,000 Building $266,800	$421,800 (+8.15%) Land $155,000 Building $266,800
2022		$390,000 Land $135,000 Building $255,000	$390,000 Land $135,000 Building $255,000
2019	$3,383.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 51 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	51 in force
Nearby Flood Claims	31 (1985–2016)
Claims Outside the SFHA	9 of 31
Most Recent Claim	Oct 2016 · Hurricane Matthew
Claims by Event	Severe Storms And Flooding Associated With Tropical Depression Ida And A Nor'east, Nov 2009 · 5 claims Hurricane Isabel, Sep 2003 · 7 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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