3408 E Colony Sq, Saint Joseph, MO 64506 Property Records

Buchanan County property record for 3408 E Colony Sq, Saint Joseph, MO 64506

Property Summary

Property Type	Single Family Home
Details	2,518 sqft · built 1972
Lot Size	0.43 acres (18,731 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,514 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Dec 2019 Mortgage + 1 more
APN	`03-8.0-33-004-001-052.000`

Property Details

APN / Parcel Number

Primary APN	`03-8.0-33-004-001-052.000`

Interior

Building Area	2,518 sqft Base Area
1st Floor Area	2,518 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Lot Area	18,731 sqft (0.43 acres)
Lot Dimensions	135 ft deep x 138 ft wide

Location & Zoning

Street Address	3408 E COLONY SQ
City	SAINT JOSEPH
State	MO
Zip	64506-1507
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:COLONY SQUARE LOT:31 BLK:LGL DESC:
Legal Subdivision	COLONY SQUARE
Legal Lot Number	31
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2009
Census Tract	200

Owner

Source: Buchanan County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3408 E COLONY SQ, SAINT JOSEPH, MO 64506-1507
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Dec 6, 2019	Deed of Trust, Mortgage · Conventional Mortgage COMMERCE BANK
Jan 11, 2021	Warranty Deed, Transfer ADVANTAGE TITLE INC, ADVANTAGE TITLE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 11, 2021
Deed Sale	Jan 11, 2021
Deed Document Number	2021286
Deed Book / Page	3757 / 654
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	3408 E COLONY SQ, SAINT JOSEPH, MO 64506-1507
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3408 E COLONY SQ, SAINT JOSEPH, MO 64506-1507

Mortgage

Document Number	3757/705
Date	Jan 12, 2021
Book Page	3757/705
Instrument	2021000337

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	3408 E COLONY SQ, SAINT JOSEPH, MO 64506-1507
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3744/211
Date	Dec 6, 2019
Book Page	3744/211
Instrument	2019010669

Lender

Name	COMMERCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Dec 1, 2029

Interest

Rate Type	Fixed Rate

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Jan 11, 2021
Property Address	3408 E COLONY SQ, SAINT JOSEPH, MO 64506-1507
Document Number	003757/654
Book / Page	3757 / 654
Instrument Date	Jan 7, 2020
Instrument	2021000286
Transaction Type	Transfer
Record Updated	Dec 20, 2021
Title Company	ADVANTAGE TITLE INC, ADVANTAGE TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3408 E COLONY SQ, SAINT JOSEPH, MO 64506-1507

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,514.00	$49,130 (+6.43%) Land $6,570 Building $42,560	$258,560 (+6.43%) Land $34,570 Building $223,990
2024	$3,514.00 (+16.17%)
2023	$3,025.00 (-0.69%)	$46,160 (-) Land $6,570 Building $39,590	$242,930 (-) Land $34,570 Building $208,360
2022	$3,046.00	$46,160 Land $6,570 Building $39,590
2021			$242,930 Land $34,570 Building $208,360

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 78% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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