Stanislaus County property record for 3408 Creek Bed Ct, Modesto, CA 95355
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,810 sqft · built 1999 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $355,000 (Jul 2017) |
| Tax Bill | $5,000 (2026) |
| Deeds & Mortgages | Dec 2021 Mortgage Jul 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 085-017-032-000 |
| Primary APN | 085-017-032-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,810 sqft Living Area |
| 1st Floor Area | 1,810 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Construction Type | Wood |
| Lot Area | 6,098 sqft (0.14 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 3408 CREEK BED CT |
|---|---|
| City | MODESTO |
| State | CA |
| Zip | 95355-9641 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VILLAGE HIGHLANDS PHASE 2 (37M93) |
| Legal Subdivision | VILLAGE HLNDS PH 02 |
| Legal Block | 1 |
| Legal Lot Number | 13 |
| Jurisdiction | STANISLAUS CA |
| Township / Civil Division | MODESTO |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 915 |
3408 Creek Bed Ct is owned and occupied by two individuals who bought it in July 2017.
Source: Stanislaus County records, as of October 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3408 CREEK BED CT, MODESTO, CA 95355-9641 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Dec 6, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Jul 26, 2019 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Jul 28, 2017 | Grant Deed, Transfer · Conventional Mortgage AMBECK MORTGAGE ASSOC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 28, 2017 · Amount on File |
| Deed Sale | Jul 28, 2017 · Amount on File |
| Prior Sale | Dec 30, 1998 · Amount on File |
| Deed Document Number | 201754911 |
| Prior Transfer Date | Aug 5, 2002 |
| Prior Transfer Doc | 0000103046 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Property Address | 3408 CREEK BED CT, MODESTO, CA 95355-9641 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2021 |
| Title Company | AMERICAN SW TITLE, AMERICAN COAST TITLE |
| Name | Verified Name |
|---|---|
| Address | 3408 CREEK BED CT, MODESTO, CA 95355-9641 |
| Document Number | 0000112958 |
|---|---|
| Date | Dec 6, 2021 |
| Instrument | 2021-0112958 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Property Address | 3408 CREEK BED CT, MODESTO, CA 95355-9641 |
| Document Number | 0000051143 |
| Instrument Date | Jul 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 20, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3408 CREEK BED CT MODESTO CA 953559641, MODESTO, CA 95355-9641 |
| Document Number | 0000051143 |
|---|---|
| Date | Aug 5, 2019 |
| Instrument | 51143 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 4, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Recording Date | Jul 28, 2017 |
| Property Address | 3408 CREEK BED CT, MODESTO, CA 95355-9641 |
| Document Number | 0000054911 |
| Map Reference | MAP37 PG93 |
| Instrument Date | Jul 13, 2017 |
| Instrument | 2017-0054911 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Title Company | STEWART TITLE OF CALIFORNIA |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3408 CREEK BED CT, MODESTO, CA 95355-9641 |
| Document Number | 0000054912 |
|---|---|
| Date | Jul 28, 2017 |
| Instrument | 2017-0054912 |
| Name | AMBECK MORTGAGE ASSOC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2047 |
The 2026 property tax bill for 3408 Creek Bed Ct was $5,000, up 2.4% from the year before.
Source: Stanislaus County assessment roll, as of October 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Stanislaus County |
| Municipality | Modesto City |
| Secondary School District | Modesto City High School District (09 - 12) |
| Elementary School District | Sylvan Union Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $5,000.00 (+2.42%) | $412,001 (+2%) Land $139,267 Building $272,734 |
| 2025 | $4,882.00 | $403,924 Land $136,537 Building $267,387 |
| 2023 | $4,687.00 (+4.2%) | $388,241 Land $131,236 Building $257,005 |
| 2022 | $4,498.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 3408 Creek Bed Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3408 Creek Bed Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MODESTO serves 218,915 people · EPA ID CA5010010 |
|---|---|
| Water Source | Purchased surface water from MODESTO IRRIGATION DISTRICT |
| Last State Inspection | Jan 2025 |
| Lead | 12 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Ayera Technologies Fixed Wireless | 1,000 / 500 |
| ezWave Fixed Wireless | 1,000 / 200 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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