3408 Commonwealth Ave, Charlotte, NC 28205 Property Records

Mecklenburg County property record for 3408 Commonwealth Ave, Charlotte, NC 28205

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,548 sqft · built 1940
Lot Size	0.145 acres (6,344 sqft)
Owner	Trust Name on File
Last Sale	$300,000 (Oct 2015)
Tax Bill	$4,719 (2023)
Deeds & Mortgages	Dec 2022 Transfer May 2020 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`129-101-47`

Property Details

APN / Parcel Number

Primary APN	`129-101-47`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,548 sqft Heated Area
Gross Area	1,854 sqft
1st Floor Area	984 sqft
Upper Floors Area	564 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	6,344 sqft (0.145 acres)

Exterior Amenities

Porch	Porch
Porch Area	66 sqft
Deck Area	48 sqft
Patio Area	162 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	129-101-47
Street Address	3408 COMMONWEALTH AVE
City	CHARLOTTE
State	NC
Zip	28205-6229
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B-1
Legal Description	L2 M884-441
Legal Subdivision	GEORGE MCMANUS PROP
Legal Block	7
Legal Lot Number	2
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	3
Census Block	3002
Census Tract	1801

Owner

3408 Commonwealth Ave is held in a trust since December 2022.

Source: Mecklenburg County records, as of May 24, 2023

Owner of Record	Trust Name on File
Co-owner	Co-owner on File
Mailing Address	1131 RAMBLER CROSS, ATLANTA, GA 30312-3819
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2022	Intrafamily Transfer, Transfer
May 2, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Oct 2, 2017	Deed of Trust, Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 26, 2015 · Amount on File
Deed Sale	Oct 26, 2015 · Amount on File
Prior Sale	Oct 26, 2015 · Amount on File
Deed Document Number	0000140002
Deed Book / Page	30372 / 671
Last Transfer Date	Dec 22, 2022
Transfer Doc	0000167394
Record Updated	Jun 7, 2026

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MECKLENBURG NC
Recording Date	Dec 22, 2022
Property Address	3408 COMMONWEALTH AVE, CHARLOTTE, NC 28205-6229
Document Number	0000167394
Book / Page	37848 / 196
Map Reference	MB 884 PG 441
Instrument Date	Oct 28, 2022
Instrument	2022167394
Transaction Type	Transfer
Record Updated	May 22, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1131 RAMBLER CROSS, ATLANTA, GA 30312-3819

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1131 RAMBLER CROSS, ATLANTA, GA 30312-3819

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	3408 COMMONWEALTH AVE, CHARLOTTE, NC 28205-6229
Document Number	0000064933
Instrument Date	May 2, 2020
Transaction Type	Mortgage
Record Updated	Jun 17, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3408 COMMONWEALTH AVE CHARLOTTE NC 282056229, CHARLOTTE, NC 28205-6229

Mortgage

Document Number	0000064933
Date	May 7, 2020
Book Page	034551/000159
Instrument	64933

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 6, 2050

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	3408 COMMONWEALTH AVE, CHARLOTTE, NC 28205-6229
Document Number	0000135482
Book / Page	032176 / 000040
Instrument Date	Oct 2, 2017
Transaction Type	Mortgage
Record Updated	Oct 19, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3408 COMMONWEALTH AVE CHARLOTTE NC 282056229, CHARLOTTE, NC 28205-6229

Mortgage

Document Number	0000135482
Date	Oct 5, 2017
Book Page	032176/000040
Instrument	135482

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 4, 2047

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

FEMA maps place 3408 Commonwealth Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	15 (1982–2024)
Most Recent Claim	Jan 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3408 Commonwealth Ave is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

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