3408 94th St, Lubbock, TX 79423 Property Records

Lubbock County property record for 3408 94th St, Lubbock, TX 79423

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 4,015 sqft · built 1979
Lot Size	0.227 acres (9,900 sqft)
Owner	2 Individual Names on File
Last Sale	$431,775 (Jul 2026)
Tax Bill	$6,962 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Mar 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R93777`

Property Details

APN / Parcel Number

Primary APN	`R93777`
Alternative APN	`R7290000000006160000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	4,015 sqft Living Area
Gross Area	4,540 sqft
1st Floor Area	3,164 sqft
Basement Area	437 sqft
Finished Basement	437 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Lot Area	9,900 sqft (0.227 acres)
Lot Dimensions	110 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	525 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3408 94TH ST
City	LUBBOCK
State	TX
Zip	79423-3624
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RAINTREE L 616
Legal Subdivision	RAINTREE
Legal Lot Number	616
Jurisdiction	LUBBOCK TX
Township / Civil Division	LUBBOCK
Census Block Group	2
Census Block	2006
Census Tract	10504

Owner

3408 94th St is owned and occupied by two individuals who bought it in July 2026.

Source: Lubbock County records, as of August 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3408 94TH ST, LUBBOCK, TX 79423-3624
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2026	Deed, Transfer · Conventional Mortgage DFT2 FINANCIAL LLC
Mar 7, 2022	Vendor's Lien, Transfer · Conventional Mortgage TEXAS TECH FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 2026 · Amount on File
Deed Sale	Jul 23, 2026 · Amount on File
Prior Sale	Mar 7, 2022 · Amount on File
Deed Document Number	202628838
Prior Transfer Date	Sep 8, 2015
Prior Transfer Doc	0000033418
Record Updated	Oct 29, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	LUBBOCK TX
Recording Date	Jul 23, 2026
Property Address	3408 94TH ST, LUBBOCK, TX 79423-3624
Document Number	0000028838
Instrument Date	Jul 20, 2026
Instrument	202628838
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3408 94TH ST, LUBBOCK, TX 79423-3624

Mortgage

Document Number	0000028839,
Date	Jul 23, 2026
Instrument	202628839

Lender

Name	DFT2 FINANCIAL LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

March 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	LUBBOCK TX
Recording Date	Mar 7, 2022
Property Address	3408 94TH ST, LUBBOCK, TX 79423-3624
Document Number	0000011039
Map Reference	VOL 1508 PG 205
Instrument Date	Mar 7, 2022
Instrument	2022011039
Transaction Type	Transfer
Record Updated	Mar 15, 2022
Title Company	HUB CITY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3408 94TH ST, LUBBOCK, TX 79423-3624

Mortgage

Document Number	0000011040
Date	Mar 7, 2022
Instrument	2022011040

Lender

Name	TEXAS TECH FCU
Type	Credit Union
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 3408 94th St was $6,962 with a homeowner's exemption, down 1% from the year before.

Source: Lubbock County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Lubbock County
Municipality	Lubbock City
Unified School District	Lubbock Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,962.00 (-9.96%) Homeowner's exemption	$462,081 Land $14,400 Building $447,681	$462,081 Land $14,400 Building $447,681
2024	$7,732.00 (-8.35%)
2023	$8,436.00 (+26.1%) Homeowner's exemption	$453,842 Land $14,400 Building $439,442	$453,842 Land $14,400 Building $439,442
2022	$6,690.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3408 94th St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1983)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3408 94th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 640 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Rise Broadband Fixed Wireless	100 / 20

May also be available: T-Mobile.

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