3408 92nd St, Lubbock, TX 79423 Property Records

Lubbock County property record for 3408 92nd St, Lubbock, TX 79423

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,516 sqft · built 1977
Lot Size	0.202 acres (8,800 sqft)
Owner	Individual Name on File
Tax Bill	$3,534 (2025)
Deeds & Mortgages	Apr 2021 Sale May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R91497`

Property Details

APN / Parcel Number

Primary APN	`R91497`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,516 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	8,800 sqft (0.202 acres)
Lot Dimensions	110 ft deep x 80 ft wide
Garage Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3408 92ND ST
City	LUBBOCK
State	TX
Zip	79423-3605
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	0038
Legal Description	RAINTREE L 533
Legal Subdivision	RAINTREE
Legal Lot Number	5330
Jurisdiction	LUBBOCK TX
Township / Civil Division	LUBBOCK
Census Block Group	2
Census Block	2000
Census Tract	10504

Owner

3408 92nd St is owned and occupied by an individual who acquired it in April 2021.

Source: Lubbock County records, as of February 19, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	3408 92ND ST, LUBBOCK, TX 79423-3605
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2021	Warranty Deed, Subdivision Related Transfer SERVICE TITLE
May 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST RATE FINANCIAL GROUP
May 28, 2019	Vendor's Lien, Transfer · Conventional Mortgage FIRST RATE FINANCIAL GROUP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 12, 2021
Deed Sale	Apr 12, 2021
Prior Sale	May 28, 2019
Deed Document Number	2021017553
Record Updated	Jun 8, 2026

April 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	LUBBOCK TX
Recording Date	Apr 12, 2021
Property Address	3408 92ND ST, LUBBOCK, TX 79423-3605
Document Number	0000017553
Instrument Date	Apr 2, 2021
Instrument	2021017553
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 28, 2023
Title Company	SERVICE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3408 92ND ST, LUBBOCK, TX 79423-3605

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Property Address	3408 92ND ST, LUBBOCK, TX 79423-3605
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018270
Date	May 12, 2020
Instrument	2020018270

Lender

Name	FIRST RATE FINANCIAL GROUP
Type	Mortgage Company
Address	FRISCO, TX 75035

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

May 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	LUBBOCK TX
Recording Date	May 28, 2019
Property Address	3408 92ND ST, LUBBOCK, TX 79423-3605
Document Number	0000019457
Map Reference	VOL 1508 PG 205
Instrument Date	May 16, 2019
Instrument	2019019457
Transaction Type	Transfer
Record Updated	Dec 23, 2021
Title Company	SERVICE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4411 27TH ST, LUBBOCK, TX 79410-1706

Mortgage

Document Number	0000019458
Date	May 28, 2019
Instrument	2019019458

Lender

Name	FIRST RATE FINANCIAL GROUP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3408 92nd St was $3,534 with a homeowner's exemption, down 13.9% from the year before.

Source: Lubbock County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Lubbock County
Municipality	Lubbock City
Unified School District	Lubbock Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,534.00 (-13.93%) Homeowner's exemption	$268,359 Land $12,800 Building $255,559	$268,359 Land $12,800 Building $255,559
2024	$4,106.00 (+4.43%)
2023	$3,932.00 (-10.04%) Homeowner's exemption	$261,273 Land $12,800 Building $250,850	$263,650 Land $12,800 Building $250,850
2022	$4,371.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3408 92nd St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1983)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3408 92nd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 640 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Rise Broadband Fixed Wireless	100 / 20

May also be available: T-Mobile.

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