3408 40th St SW, Lehigh Acres, FL 33976 Property Records

Lee County property record for 3408 40th St SW, Lehigh Acres, FL 33976

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,174 sqft · built 2018
Lot Size0.25 acres (10,890 sqft)
OwnerIndividual Name on Record
Last Sale$259,000 (Aug 2018)
Tax Bill$3,367 (2025)
Deeds & MortgagesNov 2020 Mortgage
Aug 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN11-45-26-05-00054.0160

Property Details

APN / Parcel Number

Primary APN11-45-26-05-00054.0160
Alternative APNs
  • 11-45-26-L4-05054.0160
  • 261145L4050540160
  • 10347402

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,174 sqft Living Area
Gross Area3,027 sqft
1st Floor Area2,174 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Architectural StyleRanch
Exterior MaterialConcrete Block/Stucco
Roof TypeCathedral/Clerestory
Roof MaterialAsphalt
Lot Area10,890 sqft (0.25 acres)
Garage TypeAttached
Garage Area459 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area394 sqft
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number10347402
Street Address3408 40TH ST SW
CityLEHIGH ACRES
StateFL
Zip33976-4606
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-1
Legal DescriptionLEHIGH ACRES UNIT 5 BLK 54 PB 26 PG 194 LOT 16
Legal Range26E
Legal Township45S
Legal Section11
Legal SubdivisionLEHIGH ACRES
Legal TractG
Legal Block54
Legal Lot Number16
JurisdictionLEE FL
Township / Civil DivisionLEHIGH ACRES
Census Block Group2
Census Block2017
Census Tract40302

Owner

Source: Lee County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3408 40TH ST SW, LEHIGH ACRES, FL 33976-4606
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 4, 2020Deed of Trust, Mortgage · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC
Aug 1, 2018Warranty Deed, Transfer · Conventional Mortgage
THE FEDERAL SAVINGS BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 1, 2018 · Amount on Record
Deed SaleAug 1, 2018 · Amount on Record
Deed Document Number2018184849
Record UpdatedOct 29, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEE FL
Property Address3408 40TH ST SW, LEHIGH ACRES, FL 33976-4606
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address3408 40TH ST SW, LEHIGH ACRES, FL 33976-4606

Mortgage

Document Number0000269779
DateNov 4, 2020
Instrument2020000269779
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term300 Months
DueNov 1, 2045

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLEE FL
Recording DateAug 1, 2018
Property Address3408 40TH ST SW, LEHIGH ACRES, FL 33976-4606
Document Number0000184849
Map ReferenceMB26 PG96-216
Instrument DateJul 26, 2018
Instrument2018000184849
Transaction TypeTransfer
Record UpdatedFeb 10, 2022
Title CompanyEXPERIENCED TITLE & ESCROW L

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,813.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3304 43RD ST SW, 3304, LEHIGH ACRES, FL 33976-4622

Transferred To (Grantee/Buyer)

NameVerified Name
Address3708 40TH ST SW, LEHIGH ACRES, FL 33976-4278

Mortgage

Document Number0000184850
DateAug 1, 2018
Instrument2018000184850
Lender
NameTHE FEDERAL SAVINGS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2048

Tax Assessment & Valuation

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$242,785 (+2.7%)$334,472 (-3.8%) Land $24,223 Building $310,249
2025$3,367.00 (+10.68%) Homeowner's exemption$236,402 (+5.99%)$347,690 (-0.91%) Land $21,803 Building $325,887
2023$3,042.00 (+5.33%) Homeowner's exemption$223,049 (+3%)$350,867 (+16.68%) Land $15,192 Building $335,675
2022$2,888.00 Homeowner's exemption$216,552$300,721 Land $10,128 Building $290,593

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 48% of the US · lower than 81% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
2,000 / 1,000
Xfinity
Cable · Fiber in parts of the area
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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