McLean County property record for 3407 Stephanie Rd, Bloomington, IL 61704
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 5,433 sqft · built 2005 |
| Lot Size | 0.396 acres (17,259 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $16,928 (2024) |
| Deeds & Mortgages | Aug 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-30-402-020 |
| Primary APN | 15-30-402-020 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 5,433 sqft Living Area |
| Gross Area | 7,021 sqft |
| 1st Floor Area | 2,193 sqft |
| Basement Area | 1,621 sqft |
| Finished Basement | 1,100 sqft |
| Unfinished Basement | 521 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Brick |
| Roof Material | Asphalt |
| Lot Area | 17,259 sqft (0.396 acres) |
| Lot Dimensions | 150 ft deep x 115 ft wide |
| View / Lot | Lake Front |
| Garage Type | Attached |
| Garage Area | 1,067 sqft |
| Parking Spaces | 4 Parking Spaces |
| Greenhouse | Greenhouse |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 3407 STEPHANIE RD |
|---|---|
| City | BLOOMINGTON |
| State | IL |
| Zip | 61704-2832 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1B |
| Legal Description | HAWTHORNE 2 SUB 6TH ADD LOT 188 |
| Legal Range | 03E |
| Legal Township | 24N |
| Legal Section | 30 |
| Legal Subdivision | HAWTHORNE 2 SUB |
| Legal Lot Number | 188 |
| Jurisdiction | MCLEAN IL |
| Township / Civil Division | BLOOMINGTON CITY |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 5103 |
3407 Stephanie Rd is owned and occupied by two individuals.
Source: McLean County records, as of April 8, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3407 STEPHANIE RD, BLOOMINGTON, IL 61704-2832 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLEAN IL |
| Property Address | 3407 STEPHANIE RD, BLOOMINGTON, IL 61704-2832 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TITLE SOURCE |
| Name | Verified Name |
|---|
| Document Number | 201800013313 |
|---|---|
| Date | Aug 13, 2018 |
| Instrument | 2018-00013313 |
| Name | COMMERCE BANK |
|---|---|
| Type | Bank |
| Address | KANSAS CITY, MO 64106 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Sep 1, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Type Change Date | Sep 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 5.75% |
| Index | 1-Year CMT |
| Max Rate | 9.75% |
Source: McLean County assessment roll, as of April 8, 2026
| Type | Name |
|---|---|
| State | Illinois |
| Municipality | Bloomington City |
| County | McLean County |
| County Subdivision | Bloomington City Township |
| Unified School District | McLean County Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $233,891 Land $32,412 Building $201,479 | $701,673 Land $97,236 Building $604,437 | |
| 2024 | $16,928.00 (+17.92%) | ||
| 2023 | $14,355.00 | $175,429 Land $24,311 Building $151,118 | $526,287 Land $72,933 Building $453,354 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3407 Stephanie Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 3407 Stephanie Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BLOOMINGTON serves 79,000 people · EPA ID IL1130200 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Watch TV Fixed Wireless | 100 / 20 |
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