3407 Polo Downs, Hoover (Birmingham), AL 35226 Property Records

Jefferson County property record for 3407 Polo Downs, Hoover, AL 35226

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,924 sqft · built 1990
Lot Size	0.333 acres (14,523 sqft)
Owner	Individual Name on File
Last Sale	$44,260 (Sep 2025)
Tax Bill	$2,898 (2025)
Deeds & Mortgages	Sep 2025 Sale
Flood Zone	Zone X (minimal risk)
APN	`39-00-11-4-012-002.000`

Property Details

APN / Parcel Number

Primary APN	`39-00-11-4-012-002.000`
Alternative APNs	`39114012002000RR00` `60247`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	4,924 sqft Living Area
1st Floor Area	2,462 sqft
Upper Floors Area	2,457 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1997
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	14,523 sqft (0.333 acres)
Lot Dimensions	141 ft deep x 103 ft wide
Terrain	Rolling
Garage Area	664 sqft
Deck Area	Deck Area
Patio Area	448 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	60247
Street Address	3407 POLO DOWNS
City	HOOVER
State	AL
Zip	35226-3370
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 14 BLK A POLO TRACE 24/72
Legal Range	03W
Legal Township	19S
Legal Section	11
Legal Subdivision	POLO TRACE
Legal Block	A
Legal Lot Number	14
Jurisdiction	JEFFERSON AL
Township / Civil Division	HOOVER
Census Block Group	1
Census Block	1010
Census Tract	14409

Owner

3407 Polo Downs is owned and occupied by an individual who bought it in September 2025.

Source: Jefferson County records, as of March 16, 2026

Owner of Record	Individual Name on File
Mailing Address	3407 POLO DOWNS, HOOVER, AL 35226-3370
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 10, 2025 · Amount on File
Deed Sale	Sep 10, 2025 · Amount on File
Prior Sale	Aug 28, 2015 · Amount on File
Deed Document Number	202583371
Prior Transfer Date	Sep 9, 2025
Prior Transfer Doc	0000083371
Record Updated	Jun 8, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON AL
Recording Date	Sep 10, 2025
Property Address	3407 POLO DOWNS, HOOVER, AL 35226-3370
Document Number	0000083371
Instrument Date	Sep 9, 2025
Instrument	2025083371
Transaction Type	Transfer
Record Updated	Oct 6, 2025

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3407 POLO DOWNS, HOOVER, AL 35226-3370

Tax Assessment & Valuation

The 2025 property tax bill for 3407 Polo Downs was $2,898.

Source: Jefferson County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Jefferson County
Municipality	Hoover City
Unified School District	Hoover City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,898.00 (-0.03%) Senior Citizen's exemption	$44,260 (-)	$563,100 (-) Land $129,900 Building $433,200
2024	$2,899.00 Senior Citizen's exemption	$44,260 (-)	$563,100 (-) Land $129,900 Building $433,200
2023		$44,260 Land $10,210 Building $34,050	$563,100 Land $129,900 Building $433,200
2022	$2,898.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3407 Polo Downs in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective March 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	11 (1990–2021)
Claims Outside the SFHA	4 of 11
Most Recent Claim	Oct 2021 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Oct 2021 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3407 Polo Downs is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 98.7% of Alabama
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRAL ALABAMA WATER serves 653,322 people · EPA ID AL0000738
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Verizon Fixed Wireless	1,000 / 75
Spectrum Cable	1,000 / 35