3407 Peninsula Cir, Melbourne, FL 32940 Property Records

Brevard County property record for 3407 Peninsula Cir, Melbourne, FL 32940

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,420 sqft · built 2004
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on File
Last Sale	$605,000 (Feb 2023)
Tax Bill	$7,148 (2025)
Deeds & Mortgages	Feb 2023 Sale & Mortgage Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-36-25-25-F-5`

Property Details

APN / Parcel Number

Primary APN	`26-36-25-25-F-5`
Alternative APNs	`26-36-25-25-0000F.0-0005.00` `2625759`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,420 sqft Living Area
Gross Area	3,264 sqft
1st Floor Area	2,420 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2014
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	120 ft deep x 80 ft wide
View / Lot	Lake Front
Garage Type	Attached
Garage Area	605 sqft
Porch	Finished/Open Porch
Porch Area	239 sqft
Deck Area	658 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2625759
Street Address	3407 PENINSULA CIR
City	MELBOURNE
State	FL
Zip	32940-1110
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU-1-7
Legal Description	GRAND HAVEN PHASE SIX A REPLAT OF TRACT 1 GRAND HAVEN PHASE ONE OF PB 46 PG 55 LOT 5 BLOCK F
Legal Range	36E
Legal Township	26S
Legal Section	25
Legal Subdivision	GRAND HAVEN PHASE SIX A REPLAT OF TRACT
Legal Phase	1
Legal Tract	1
Legal Block	F
Legal Lot Number	5
Jurisdiction	BREVARD FL
Township / Civil Division	MELBOURNE
Census Block Group	1
Census Block	1032
Census Tract	64128

Owner

3407 Peninsula Cir is owned and occupied by two individuals who acquired it in June 2025.

Source: Brevard County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3407 PENINSULA CIR, MELBOURNE, FL 32940-1110
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2023	Warranty Deed, Transfer · Conventional Mortgage BAY EQUITY LLC
Dec 4, 2020	Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 24, 2023 · Amount on File
Deed Sale	Feb 24, 2023 · Amount on File
Prior Sale	Dec 4, 2020 · Amount on File
Deed Document Number	202337277
Deed Book / Page	9724 / 2168
Last Transfer Date	Jun 9, 2025
Transfer Doc	0103562680
Record Updated	Sep 20, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Feb 24, 2023
Property Address	3407 PENINSULA CIR, MELBOURNE, FL 32940-1110
Document Number	0097242168
Book / Page	9724 / 2168
Map Reference	MB 48 PG 36-39
Instrument Date	Feb 2, 2023
Instrument	2023037277
Transaction Type	Transfer
Record Updated	Mar 9, 2023
Title Company	NOT AVAILABLE, COUNTDOWN TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,235.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5955 MAYBURN ST, DEARBORN HEIGHTS, MI 48127-3209

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3407 PENINSULA CIR, MELBOURNE, FL 32940-1110

Mortgage

Document Number	0097242170
Date	Feb 24, 2023
Instrument	9724/2170

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2038

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Dec 4, 2020
Property Address	3407 PENINSULA CIR, MELBOURNE, FL 32940-1110
Document Number	0089402796
Book / Page	8940 / 2796
Map Reference	MB 48 PG 36-39
Instrument Date	Dec 2, 2020
Instrument	2020271671
Transaction Type	Transfer
Record Updated	Jul 2, 2021
Title Company	PRESTIGE TTL OF BREVARD LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,045.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10902 BELLE MAISONS DR, 10902, ORLANDO, FL 32832-5132

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3407 PENINSULA CIR, MELBOURNE, FL 32940-1110

Mortgage

Document Number	89402797
Date	Dec 4, 2020
Instrument	8940/2797

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 3407 Peninsula Cir was $7,148 with a homeowner's exemption.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$501,620 (-2.71%)	$501,620 (-2.71%)
2025	$7,148.00	$515,610 Land $110,000 Building $405,610	$515,610 Land $110,000 Building $405,610
2023	$4,787.00 (+7.26%) Homeowner's exemption	$369,040 (+3%)	$514,450 (+7.69%) Land $121,000 Building $393,450
2022	$4,463.00 Homeowner's exemption	$358,300	$477,720 Land $121,000 Building $356,720

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3407 Peninsula Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 590 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	590 in force
Nearby Flood Claims	53 (1999–2026)
Claims Outside the SFHA	41 of 53
Most Recent Claim	Aug 2026 · other causes
Claims by Event	Hurricane Irma, Sep 2017 · 8 claims Tropical Storm Fay, Aug 2008 · 24 claims Hurricane Frances, Sep 2004 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3407 Peninsula Cir is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MELBOURNE serves 167,753 people · EPA ID FL3051447
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Hotwire Communications, Verizon.

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