Highlands County property record for 3407 Monza Dr, Sebring, FL 33872
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,539 sqft · built 1988 |
| Lot Size | 0.288 acres (12,541 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $237,000 (Jan 2026) |
| Tax Bill | $2,220 (2025) |
| Deeds & Mortgages | Jun 2026 Sale Jan 2026 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | C044813026200120 |
| Primary APN | C044813026200120 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,539 sqft Living Area |
| Gross Area | 1,972 sqft |
| 1st Floor Area | 1,539 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 12,541 sqft (0.288 acres) |
| Lot Dimensions | 125 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 433 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 540 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Enclosed Pool |
|---|---|
| Pool Area | 448 sqft |
| Porch | Enclosed/Unfinished Porch |
| Porch Area | 406 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 3407 MONZA DR |
|---|---|
| City | SEBRING |
| State | FL |
| Zip | 33872-7639 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Description | SUN N LAKE EST OF SEBRING UNIT 13 PB 9 PG 71 LOT 12 BLK 262 |
| Legal Range | 28E |
| Legal Township | 34S |
| Legal Section | 04 |
| Legal Subdivision | SUN N LAKE EST |
| Legal Block | 262 |
| Legal Lot Number | 12 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | AVON PARK |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 960503 |
Source: Highlands County records, as of June 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3407 MONZA DR, SEBRING, FL 33872-7639 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Jun 11, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Jan 22, 2026 | Warranty Deed, Transfer FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 22, 2026 · Amount on Record |
| Deed Sale | Jan 22, 2026 · Amount on Record |
| Deed Document Number | 20262296042 |
| Deed Book / Page | 3168 / 1979 |
| Last Transfer Date | Jun 4, 2026 |
| Transfer Doc | 0002316880 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Jun 11, 2026 |
| Property Address | 3407 MONZA DR, SEBRING, FL 33872-7639 |
| Document Number | 0002316880 |
| Book / Page | 3198 / 799 |
| Instrument Date | Jun 4, 2026 |
| Instrument | 20262316880 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Tax | $70.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 3407 MONZA DR, SEBRING, FL 33872-7639 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Jan 22, 2026 |
| Property Address | 3407 MONZA DR, SEBRING, FL 33872-7639 |
| Document Number | 0002296042 |
| Book / Page | 3168 / 1979 |
| Map Reference | MB 9 PG 71 |
| Instrument Date | Jan 22, 2026 |
| Instrument | 2296042 |
| Transaction Type | Transfer |
| Record Updated | Feb 5, 2026 |
| Title Company | FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,659.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2114 CHESTNUT FOREST DR, TAMPA, FL 33618-1714 |
| Name | Verified Name |
|---|---|
| Address | 3407 MONZA DR, SEBRING, FL 33872-7639 |
Source: Highlands County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,220.00 (+67.17%) Homeowner's exemption Senior Citizen's exemption Widower's exemption | $128,947 (+5.99%) | $222,529 (+1.11%) Land $29,580 Building $192,949 |
| 2024 | $1,328.00 (+4.32%) | ||
| 2023 | $1,273.00 (-1.77%) Homeowner's exemption Senior Citizen's exemption Widower's exemption | $121,663 (+3%) | $220,082 (+12.56%) Land $25,068 Building $195,014 |
| 2022 | $1,296.00 Homeowner's exemption Senior Citizen's exemption Widower's exemption | $118,119 | $195,529 Land $14,539 Building $180,990 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 2 (2022) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUN N LAKES OF SEBRING WATER private · serves 7,710 people · EPA ID FL6280274 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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