3407 Goldeneye Ln, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3407 Goldeneye Ln, Saint Cloud, FL 34772

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,251 sqft · built 2006
Lot Size	0.185 acres (8,102 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Mar 2019)
Tax Bill	$3,467 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Mar 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`151032`

Property Details

APN / Parcel Number

Primary APN	`151032`
Alternative APN	`272630056400011310`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,251 sqft Heated Area
Gross Area	2,808 sqft
1st Floor Area	927 sqft
Upper Floors Area	1,324 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,102 sqft (0.185 acres)
Garage Type	Finished
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	116 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	151032
Street Address	3407 GOLDENEYE LN
City	SAINT CLOUD
State	FL
Zip	34772-7766
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR1B
Legal Description	MALLARD POND PH 2 PB 19 PG 67-72 LOT 131
Legal Range	30E
Legal Township	26S
Legal Section	27
Legal Subdivision	MALLARD POND PHASE 1 - 3
Legal Phase	2
Legal Tract	564
Legal Block	1
Legal Lot Number	131
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1013
Census Tract	43207

Owner

3407 Goldeneye Ln is owned and occupied by an individual who bought it in March 2019.

Source: Osceola County records, as of December 11, 2025

Owner of Record	Individual Name on File
Mailing Address	3407 GOLDENEYE LN, SAINT CLOUD, FL 34772-7766
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage ORLANDO FCU
Mar 5, 2019	Warranty Deed, Transfer · FHA Mortgage FIRSTBANK
Feb 13, 2017	Warranty Deed, Transfer · Conventional Mortgage PEOPLES BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 5, 2019 · Amount on File
Deed Sale	Mar 5, 2019 · Amount on File
Prior Sale	Feb 13, 2017 · Amount on File
Deed Document Number	2019027706
Deed Book / Page	5486 / 0358
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3407 GOLDENEYE LN, SAINT CLOUD, FL 34772-7766
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3407 GOLDENEYE LN, SAINT CLOUD, FL 34772-7766

Mortgage

Document Number	0059481176
Date	Apr 30, 2021
Book Page	5948/1176
Instrument	2021066463

Lender

Name	ORLANDO FCU
Type	Credit Union
Address	ORLANDO, FL 32806

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Mar 5, 2019
Property Address	3407 GOLDENEYE LN, SAINT CLOUD, FL 34772-7766
Document Number	0054860358
Book / Page	005486 / 000358
Instrument Date	Feb 15, 2019
Instrument	27706
Transaction Type	Transfer
Record Updated	Mar 19, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE/FL INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,750.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3407 GOLDENEYE LN ST CLOUD FL 347727766, ST CLOUD, FL 34772-7766

Mortgage

Document Number	54860360
Date	Mar 5, 2019
Book Page	005486/000360
Instrument	27707

Lender

Name	FIRSTBANK
Type	Bank
Address	FRANKLIN, TN 37067

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 4, 2049

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Feb 13, 2017
Property Address	3407 GOLDENEYE LN, SAINT CLOUD, FL 34772-7766
Document Number	0051020509
Book / Page	5102 / 0509
Map Reference	MB19 PG67-72
Instrument Date	Feb 7, 2017
Instrument	2017024781
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	LA ROSA TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,540.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3407 GOLDENEYE LN, 3407, SAINT CLOUD, FL 34772-7766

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2392 BRIDGEWOOD TRL, ORLANDO, FL 32818-4757

Mortgage

Document Number	0051020511
Date	Feb 13, 2017
Instrument	5102/0511

Lender

Name	PEOPLES BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3407 Goldeneye Ln was $3,467 with a homeowner's exemption.

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,467.00 Homeowner's exemption	$236,581	$333,500 Land $70,000 Building $263,500
2023	$3,261.00 Homeowner's exemption	$223,218	$318,100 Land $60,000 Building $258,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3407 Goldeneye Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 34 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	34 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3407 Goldeneye Ln is high, ranking above 75% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 61% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, CenturyLink.

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