3407 Floral St, Silver Spring, MD 20902 Property Records

Montgomery County property record for 3407 Floral St, Silver Spring, MD 20902

Property Summary

Property Type	Townhouse
Details	2.5 ba · 1,503 sqft · built 1954
Lot Size	0.083 acres (3,600 sqft)
Owner	Individual Name on Record
Last Sale	$435,000 (Jan 2026)
Tax Bill	$4,240 (2025)
Deeds & Mortgages	Feb 2025 Second Mortgage Jan 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-01236562`

Property Details

APN / Parcel Number

Primary APN	`13-01236562`
Alternative APN	`01236562`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,503 sqft Living Area
1st Floor Area	624 sqft
Basement Area	375 sqft
Finished Basement	375 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Townhouse
Exterior Material	Brick
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	3,600 sqft (0.083 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	01236562
Street Address	3407 FLORAL ST
City	SILVER SPRING
State	MD
Zip	20902-1128
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R40
Legal Description	CONN AVE EST
Legal Subdivision	CONN AVE EST
Legal Block	8
Legal Lot Number	P2
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	2
Census Block	2003
Census Tract	703404

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3407 FLORAL ST, SILVER SPRING, MD 20902-1128
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MAXHOUSE LLC
Jan 28, 2026	Deed, Transfer · Conventional Mortgage BUCKINGHAM MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 28, 2026 · Amount on Record
Deed Sale	Jan 28, 2026 · Amount on Record
Prior Sale	May 23, 2025 · Amount on Record
Deed Book / Page	70075 / 326
Record Updated	Sep 20, 2026

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	3407 FLORAL ST, SILVER SPRING, MD 20902-1128
Transaction Type	Mortgage
Record Updated	Feb 12, 2026
Title Company	ANSWER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0688910088
Date	Feb 20, 2025
Book Page	68891/88

Lender

Name	MAXHOUSE LLC
Type	Non-Lending Institution
Address	FAIRFAX, VA 22030

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

January 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Jan 28, 2026
Property Address	3407 FLORAL ST, SILVER SPRING, MD 20902-1128
Document Number	0700750326
Book / Page	70075 / 326
Map Reference	MB 35 PL 2337
Instrument Date	Jan 7, 2026
Transaction Type	Transfer
Record Updated	Feb 12, 2026
Title Company	ATG TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,175.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3407 FLORAL ST, SILVER SPRING, MD 20902-1128

Mortgage

Document Number	0070075335
Date	Jan 28, 2026
Instrument	70075/335

Lender

Name	BUCKINGHAM MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$349,900 (+11.43%)	$421,700 (+34.3%) Land $150,000 Building $271,700
2025	$4,240.00 (+47.27%)	$314,000 (+7.73%) Land $150,000 Building $164,000	$314,000 (-) Land $150,000 Building $164,000
2023		$291,467	$314,000 Land $150,000 Building $164,000
2022	$2,879.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2017–2020)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 587 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: Astound Broadband, T-Mobile.

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