Clermont County property record for 3407 Cole Rd, Amelia, OH 45102
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,442 sqft · built 1985 |
| Lot Size | 0.459 acres (19,994 sqft) |
| Owner | Individual Name on File |
| Last Sale | $135,000 (Sep 2018) |
| Tax Bill | $4,464 (2025) |
| Deeds & Mortgages | Nov 2022 Line of Credit Mar 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-28-06B-142 |
| Primary APN | 28-28-06B-142 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,442 sqft Living Area |
| 1st Floor Area | 1,148 sqft |
| Family Room | Family Room |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 19,994 sqft (0.459 acres) |
| View / Lot | Cul-de-sac |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Vinyl Pool |
|---|---|
| Porch | Slab |
| Porch Area | 120 sqft |
| Deck Area | 640 sqft |
| Patio Area | 640 sqft |
| Shed | 1 Shed |
| Shed Area | 104 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3407 COLE RD |
|---|---|
| City | AMELIA |
| State | OH |
| Zip | 45102-1878 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIVENDELL ESTATES; LOT 7 |
| Legal Subdivision | RIVENDELL ESTATES |
| Legal Lot Number | 7 |
| Jurisdiction | CLERMONT OH |
| Township / Civil Division | PIERCE |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 41504 |
3407 Cole Rd is owned and occupied by an individual who bought it in September 2018.
Source: Clermont County records, as of April 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3407 COLE RD, AMELIA, OH 45102-1878 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 8, 2022 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Mar 19, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Apr 10, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG |
| Sep 19, 2018 | Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 19, 2018 · Amount on File |
| Deed Sale | Sep 19, 2018 · Amount on File |
| Prior Sale | Nov 14, 2007 · Amount on File |
| Deed Document Number | 201821083 |
| Deed Book / Page | 2792 / 2101 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 3407 COLE RD, AMELIA, OH 45102-1878 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2022 |
| Title Company | RADIAN SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|---|
| Address | 3407 COLE RD, AMELIA, OH 45102-1878 |
| Document Number | 0000027649 |
|---|---|
| Date | Nov 8, 2022 |
| Book Page | 2933/614 |
| Instrument | 202200027649 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 239 Months |
| Due | Oct 15, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 3407 COLE RD, AMELIA, OH 45102-1878 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0000008827 |
|---|---|
| Date | Mar 19, 2021 |
| Book Page | 2873/3307 |
| Instrument | 202100008827 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 333 Months |
| Due | Dec 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 3407 COLE RD, AMELIA, OH 45102-1878 |
| Document Number | 0000009265 |
| Instrument Date | Apr 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 11, 2020 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 3407 COLE RD AMELIA OH 451021878, AMELIA, OH 45102-1878 |
| Document Number | 0000009265 |
|---|---|
| Date | Apr 20, 2020 |
| Book Page | 002836/000387 |
| Instrument | 9265 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 336 Months |
| Due | Apr 19, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLERMONT OH |
| Recording Date | Sep 19, 2018 |
| Property Address | 3407 COLE RD, AMELIA, OH 45102-1878 |
| Document Number | 0000021083 |
| Book / Page | 002792 / 002101 |
| Instrument Date | Sep 13, 2018 |
| Instrument | 21083 |
| Transaction Type | Transfer |
| Record Updated | Oct 3, 2018 |
| Title Company | MATTINGLY-FORD TITLE SERVICES |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $540.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3407 COLE RD AMELIA OH 451021878, AMELIA, OH 45102-1878 |
| Document Number | 21084 |
|---|---|
| Date | Sep 19, 2018 |
| Book Page | 002792/002103 |
| Instrument | 21084 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 18, 2048 |
The 2025 property tax bill for 3407 Cole Rd was $4,464 with a homeowner's exemption.
Source: Clermont County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Clermont County |
| County Subdivision | Pierce Township |
| Unified School District | West Clermont Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,464.00 | $83,030 Land $16,980 Building $66,050 | |
| 2024 | $237,200 (-) Land $48,500 Building $188,700 | ||
| 2023 | $8,021.00 (+174.88%) Homeowner's exemption | $83,030 (+67.4%) Land $16,980 Building $66,050 | $237,200 Land $48,500 Building $188,700 |
| 2022 | $2,918.00 Homeowner's exemption | $49,600 Land $10,150 Building $39,450 | |
| 2020 | $141,700 Land $29,000 Building $112,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3407 Cole Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3407 Cole Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TATE-MONROE WATER ASSOCIATION PWS private · serves 24,092 people · EPA ID OH1301312 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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