3407 Atlantic Cir, Naples, FL 34119 Property Records

Collier County property record for 3407 Atlantic Cir, Naples, FL 34119

Property Summary

Property Type	Single Family Home
Details	3,064 sqft · built 2014
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$1,350,000 (Apr 2023)
Tax Bill	$11,060 (2025)
Deeds & Mortgages	May 2023 Mortgage Apr 2023 Sale + 1 more
Flood Zone	Zone AH (high risk)
APN	`593600 4553B16`

Property Details

APN / Parcel Number

Primary APN	`593600 4553B16`
Alternative APN	`69770002146`

Interior

Stories	1 Story
Building Area	3,064 sqft Living Area
1st Floor Area	3,064 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2020
Construction Type	Masonry / Concrete Block
Lot Area	10,019 sqft (0.23 acres)
Pool Area	288 sqft
Deck Area	835 sqft

Location & Zoning

Street Address	3407 ATLANTIC CIR
City	NAPLES
State	FL
Zip	34119-8637
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVERSTONE PLAT TWO LOT 455
Legal Range	26
Legal Township	48
Legal Section	16
Legal Subdivision	RIVERSTONE PLAT 2
Legal Tract	593600
Legal Block	1
Legal Lot Number	455
Jurisdiction	COLLIER FL
Township / Civil Division	IMMOKALEE
Census Block Group	1
Census Block	1002
Census Tract	11209

Owner

3407 Atlantic Cir is owned and occupied by two individuals who bought it in April 2023.

Source: Collier County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3407 ATLANTIC CIR, NAPLES, FL 34119-8637
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 23, 2023	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Apr 14, 2023	Warranty Deed, Transfer TROPICAL TITLE INC, TROPICAL TITLE
Feb 4, 2022	Warranty Deed, Transfer · Conventional Mortgage LOW VA RATES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 14, 2023 · Amount on File
Deed Sale	Apr 14, 2023 · Amount on File
Prior Sale	Feb 4, 2022 · Amount on File
Deed Document Number	20236389233
Deed Book / Page	6236 / 740
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	3407 ATLANTIC CIR, NAPLES, FL 34119-8637
Transaction Type	Mortgage
Record Updated	Jun 8, 2023
Title Company	TROPICAL TITLE INC, TROPICAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1747 S BARRINGTON AVE 103, 103, LOS ANGELES, CA 90025-3499

Mortgage

Document Number	0062500422
Date	May 23, 2023
Book Page	6250/422
Instrument	6406688

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Apr 14, 2023
Property Address	3407 ATLANTIC CIR, NAPLES, FL 34119-8637
Document Number	0062360740
Book / Page	6236 / 740
Map Reference	MB 52 PG 7
Instrument Date	Apr 13, 2023
Instrument	6389233
Transaction Type	Transfer
Record Updated	May 2, 2023
Title Company	TROPICAL TITLE INC, TROPICAL TITLE

Transaction

Amount	Amount on Record
Tax	$9,450.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6503 HEX CIRCLE, NAPLES, FL 34109

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11693 SAN VICENTE BLVD # 357, 357, LOS ANGELES, CA 90049-5105

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Feb 4, 2022
Property Address	3407 ATLANTIC CIR, NAPLES, FL 34119-8637
Document Number	0060802059
Book / Page	6080 / 2059
Map Reference	MB 52 PG 7
Instrument Date	Feb 1, 2022
Instrument	6200558
Transaction Type	Transfer
Record Updated	Jul 28, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,400.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	391 24TH AVE NE, 391, NAPLES, FL 34120-2300

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3407 ATLANTIC CIR, NAPLES, FL 34119-8637

Mortgage

Document Number	0060802061
Date	Feb 4, 2022
Instrument	6080/2061

Lender

Name	LOW VA RATES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 3407 Atlantic Cir was $11,060 with a homeowner's exemption.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,132,804 (-3.61%) Land $444,044 Building $688,760	$1,132,804 (-5.93%) Land $444,044 Building $688,760
2025	$11,060.00 Homeowner's exemption	$1,175,249	$1,204,182 Land $634,738 Building $569,444
2023	$11,991.00 (+84.62%)	$1,196,751 (+87.54%) Land $529,893 Building $666,858	$1,196,751 (+12.06%) Land $529,893 Building $666,858
2022	$6,495.00 Homeowner's exemption	$638,121	$1,067,944 Land $359,729 Building $708,215

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3407 Atlantic Cir in Zone AH, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 545 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	545 in force
Nearby Flood Claims	3 (2017–2023)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Oct 2023
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3407 Atlantic Cir is moderate, ranking above 51% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 78% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
CenturyLink Fiber	940 / 940
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

Nearby Properties on Atlantic Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures