Bexar County property record for 3407 Arroyo Oak Dr, San Antonio, TX 78247
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,386 sqft · built 1991 |
| Lot Size | 0.235 acres (10,225 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $164,200 (Aug 2009) |
| Tax Bill | $6,278 (2025) |
| Deeds & Mortgages | Feb 2023 Line of Credit Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 17194-003-0070 |
| Primary APN | 17194-003-0070 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,386 sqft Living Area |
| Gross Area | 3,738 sqft |
| 1st Floor Area | 1,424 sqft |
| 2nd Floor Area | 1,962 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Contemporary |
| Exterior Material | Combination |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Asphalt |
| Lot Area | 10,225 sqft (0.235 acres) |
| Lot Dimensions | 119 ft deep x 35 ft wide |
| Garage Type | Attached |
| Garage Area | 352 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
|---|---|
| Porch Area | 28 sqft |
| Deck Area | 28 sqft |
| Patio Area | 284 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3407 ARROYO OAK DR |
|---|---|
| City | SAN ANTONIO |
| State | TX |
| Zip | 78247-4437 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NCB 17194 BLK 3 LOT 7 REDLAND SPRINGS UT-2 GREEN SPRING VLY ANNEXATN |
| Legal Subdivision | CONV A/S CODE |
| Legal Block | 3 |
| Legal Lot Number | 7 |
| Jurisdiction | BEXAR TX |
| Township / Civil Division | SAN ANTONIO NORTH |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 121121 |
3407 Arroyo Oak Dr is owned and occupied by two individuals who bought it in August 2009.
Source: Bexar County records, as of May 26, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3407 ARROYO OAK DR, SAN ANTONIO, TX 78247-4437 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 14, 2023 | Deed of Trust, Mortgage · Line of Credit DISCOVER BANK |
| Oct 1, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CITIBANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 14, 2009 · Amount on File |
| Deed Sale | Aug 14, 2009 · Amount on File |
| Prior Sale | Apr 13, 2009 · Amount on File |
| Deed Document Number | 2009158293 |
| Deed Book / Page | 14130 / 49 |
| Prior Transfer Date | Feb 10, 1998 |
| Prior Transfer Doc | 7347000494 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEXAR TX |
| Property Address | 3407 ARROYO OAK DR, SAN ANTONIO, TX 78247-4437 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000024485 |
|---|---|
| Date | Feb 14, 2023 |
| Instrument | 20230024485 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | GREENWOOD, DE 19950 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 14, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEXAR TX |
| Property Address | 3407 ARROYO OAK DR, SAN ANTONIO, TX 78247-4437 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0000232486 |
|---|---|
| Date | Oct 1, 2020 |
| Instrument | 20200232486 |
| Name | CITIBANK NA |
|---|---|
| Type | Bank |
| Address | O FALLON, MO 63368 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Oct 1, 2035 |
The 2025 property tax bill for 3407 Arroyo Oak Dr was $6,278 with a homeowner's exemption, down 6.6% from the year before.
Source: Bexar County assessment roll, as of May 26, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Bexar County |
| Municipality | San Antonio City |
| Unified School District | North East Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,278.00 (-6.58%) Homeowner's exemption | $375,000 Land $73,210 Building $301,790 | $375,000 Land $73,210 Building $301,790 |
| 2024 | $6,720.00 (+5.83%) | ||
| 2023 | $6,350.00 (-8.95%) Homeowner's exemption | $375,000 Land $73,210 Building $301,790 | $375,000 Land $73,210 Building $301,790 |
| 2022 | $6,974.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3407 Arroyo Oak Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 18 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 18 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3407 Arroyo Oak Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAN ANTONIO WATER SYSTEM serves 2,643,729 people · EPA ID TX0150018 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 482 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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