Union County property record for 3407 Arbor Pointe Dr, Indian Trail, NC 28079
| Property Type | Rural Home |
|---|---|
| Details | 2.5 ba · 2,393 sqft · built 2001 |
| Lot Size | 0.316 acres (13,765 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $163,000 (Dec 2006) |
| Tax Bill | $2,583 (2025) |
| Deeds & Mortgages | Jan 2020 Reverse Mortgage Feb 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-045-238 |
| Primary APN | 07-045-238 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,393 sqft Living Area |
| 1st Floor Area | 1,409 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 13,765 sqft (0.316 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 228 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3407 ARBOR POINTE DR |
|---|---|
| City | INDIAN TRAIL |
| State | NC |
| Zip | 28079-9476 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | SF-1 INDIA |
| Legal Description | #15 ARBOR GLEN PH1 OPCF PG926 |
| Legal Subdivision | ARBOR GLEN |
| Legal Lot Number | 15 |
| Jurisdiction | UNION NC |
| Township / Civil Division | VANCE |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 20320 |
Source: Union County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3407 ARBOR POINTE DR, INDIAN TRAIL, NC 28079-9476 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 21, 2020 | Deed of Trust, Mortgage · Reverse Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Feb 10, 2017 | Deed of Trust, Mortgage · Conventional Mortgage COLONIAL SAVINGS FA |
| Jan 14, 2020 | Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 28, 2006 · Amount on Record |
| Deed Sale | Dec 28, 2006 · Amount on Record |
| Prior Sale | Apr 2, 2001 · Amount on Record |
| Deed Document Number | 200659701 |
| Deed Book / Page | 4414 / 20 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 3407 ARBOR POINTE DR, INDIAN TRAIL, NC 28079-9476 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Title Company | FNC TITLE SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 7567451 |
|---|---|
| Date | Jan 21, 2020 |
| Book Page | 7567/451 |
| Instrument | 0002154 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.84% |
| Type Change Date | Feb 1, 2021 |
| Change Frequency | Annually |
| Index | 1-Year LIBOR |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 3407 ARBOR POINTE DR, INDIAN TRAIL, NC 28079-9476 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | OLD REPUBLIC TITLE RIS |
| Name | Verified Name |
|---|
| Document Number | 6874740 |
|---|---|
| Date | Feb 10, 2017 |
| Book Page | 6874/740 |
| Instrument | 0003820 |
| Name | COLONIAL SAVINGS FA |
|---|---|
| Type | Funding / Finance Company |
| Address | FORT WORTH, TX 76102 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 1, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 3407 ARBOR POINTE DR, INDIAN TRAIL, NC 28079-9476 |
| Document Number | 7567470 |
| Instrument Date | Jan 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 5, 2020 |
| Title Company | FNC TITLE SERVICES, FNC TITLE SVCS |
| Name | Verified Name |
|---|---|
| Address | 3407 ARBOR POINTE DR INDIAN TRAIL NC 280799476, INDIAN TRAIL, NC 28079-9476 |
| Document Number | 7567470 |
|---|---|
| Date | Jan 21, 2020 |
| Book Page | 007567/000470 |
| Instrument | 2155 |
| Name | FEDERAL HSNG COMMISSIONER |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 1020 Months |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.84% |
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Indian Trail Town |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $390,100 (-) Land $74,600 Building $315,500 | $390,100 (-) Land $74,600 Building $315,500 | |
| 2025 | $2,583.00 (+8.71%) | $390,100 (+37.17%) Land $74,600 Building $315,500 | $390,100 (+37.17%) Land $74,600 Building $315,500 |
| 2023 | $2,376.00 | $284,400 Land $48,000 Building $236,400 | $284,400 Land $48,000 Building $236,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL · Fiber in parts of the area | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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