3407 46th Ave S, Fargo, ND 58104 Property Records

Cass County property record for 3407 46th Ave S, Fargo, ND 58104

Property Summary

Property Type	Single Family Home
Details	1,217 sqft · built 2000
Lot Size	0.24 acres (10,443 sqft)
Owner	2 Individual Names on Record
Last Sale	$227,500 (Jun 2010)
Tax Bill	$3,326 (2025)
Deeds & Mortgages	Apr 2022 Transfer Oct 2020 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`01-5510-00770-000`

Property Details

APN / Parcel Number

Primary APN	`01-5510-00770-000`

Interior

Building Area	1,217 sqft Living Area
1st Floor Area	1,217 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Bi-Level
Lot Area	10,443 sqft (0.24 acres)
Lot Dimensions	130 ft deep x 95 ft wide

Location & Zoning

Street Address	3407 46TH AVE S
City	FARGO
State	ND
Zip	58104-6678
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR3
Legal Description	LOT: 27 BLOCK: 3 ADDITION: FOX RUN THIRD ADDITION ADDITIONAL: FOX RUN 3RD LT 27 BLK 3
Legal Subdivision	FOX RUN 3RD
Legal Block	3
Legal Lot Number	27
Jurisdiction	CASS ND
Township / Civil Division	FARGO
Census Block Group	4
Census Block	4010
Census Tract	10303

Owner

Source: Cass County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3407 46TH AVE S, FARGO, ND 58104-6678
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2022	Transfer on Death Deed, Transfer
Oct 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 15, 2010 · Amount on Record
Deed Sale	Jun 15, 2010 · Amount on Record
Prior Sale	Oct 7, 2005 · Amount on Record
Deed Document Number	20101297252
Last Transfer Date	Apr 25, 2022
Transfer Doc	0001663835
Record Updated	Jun 8, 2026

April 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	CASS ND
Recording Date	Apr 25, 2022
Property Address	3407 46TH AVE S, FARGO, ND 58104-6678
Document Number	0001663835
Instrument Date	Apr 25, 2022
Instrument	1663835
Transaction Type	Transfer
Record Updated	Apr 26, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3407 46TH AVE S, FARGO, ND 58104-6678

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS ND
Property Address	3407 46TH AVE S, FARGO, ND 58104-6678
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FM TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001608735
Date	Oct 15, 2020
Instrument	1608735

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Nov 1, 2030

Tax Assessment & Valuation

Source: Cass County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	Cass County
Municipality	Fargo City
Unified School District	Fargo Public School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,326.00 (-22.94%)	$181,350 (+12.36%) Land $36,850 Building $144,500	$362,700 (+12.36%) Land $73,700 Building $289,000
2023	$4,316.00	$161,400 Land $36,850 Building $124,550	$322,800 Land $73,700 Building $249,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 99 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	99 in force
Nearby Flood Claims	101 (1997–2011)
Claims Outside the SFHA	98 of 101
Most Recent Claim	Apr 2011 · Flooding
Claims by Event	Flooding, Apr 2011 · 12 claims Severe Storms And Flooding, Apr 2009 · 48 claims Severe Flooding,severe Winter Storms, Snowmelt, Spring Rains, May 1997 · 41 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of North Dakota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FARGO serves 120,762 people · EPA ID ND0900336
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Bromate resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	2,000 / 350
Sparklight Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Fidium Fiber, Verizon.

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