3406 Windsor Way, Durham, NC 27707 Property Records

Durham County property record for 3406 Windsor Way, Durham, NC 27707

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,520 sqft · built 1955
Lot Size	0.64 acres (27,878 sqft)
Owner	2 Individual Names on File
Last Sale	$495,000 (Oct 2020)
Tax Bill	$9,993 (2026)
Deeds & Mortgages	Feb 2022 Mortgage May 2021 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0810-21-9966`

Property Details

APN / Parcel Number

Primary APN	`0810-21-9966`
Alternative APNs	`0810-21-99-6678` `081018219957` `122616`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	3,520 sqft Heated Area
1st Floor Area	1,873 sqft
Basement Area	686 sqft
Unfinished Basement	686 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Cape Cod
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Material	Asphalt
Lot Area	27,878 sqft (0.64 acres)
Lot Dimensions	205 ft deep x 123 ft wide
Garage Type	Carport
Garage Area	462 sqft
Carport	Carport
Carport Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	492 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Street Address	3406 WINDSOR WAY
City	DURHAM
State	NC
Zip	27707-4542
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-10
Legal Description	HOPE VLY/VAN TRINE PRK/RE COMB PROP-TIMSON PL:000178-000313
Legal Subdivision	HPVL/VAN TRINE PRK
Jurisdiction	DURHAM NC
Township / Civil Division	TRIANGLE
Census Block Group	1
Census Block	1008
Census Tract	2008

Owner

3406 Windsor Way is owned and occupied by two individuals who bought it in October 2020.

Source: Durham County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3406 WINDSOR WAY, DURHAM, NC 27707-4542
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2022	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
May 19, 2021	Deed of Trust, Mortgage · Construction Mortgage THE FIDELITY BANK
Oct 9, 2020	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 9, 2020 · Amount on File
Deed Sale	Oct 9, 2020 · Amount on File
Prior Sale	Oct 31, 1997
Deed Document Number	202043207
Deed Book / Page	9094 / 238
Prior Transfer Date	Dec 1, 2015
Prior Transfer Doc	0078330282
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	3406 WINDSOR WAY, DURHAM, NC 27707-4542
Transaction Type	Mortgage
Record Updated	Mar 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0096230197
Date	Feb 24, 2022
Book Page	9623/197
Instrument	2022007918

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	3406 WINDSOR WAY, DURHAM, NC 27707-4542
Transaction Type	Mortgage
Record Updated	Jun 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3406 WINDSOR WAY, DURHAM, NC 27707-4542

Mortgage

Document Number	0093340908
Date	May 19, 2021
Book Page	9334/908
Instrument	2021025347

Lender

Name	THE FIDELITY BANK
Type	Bank
Address	RALEIGH, NC 27628

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Oct 9, 2020
Property Address	3406 WINDSOR WAY, DURHAM, NC 27707-4542
Document Number	0090940238
Book / Page	9094 / 238
Map Reference	MB 178 PG 313
Instrument Date	Oct 9, 2020
Instrument	2020043207
Transaction Type	Transfer
Record Updated	Aug 30, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$990.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2701 PICKETT RD APT 2035, 2701, DURHAM, NC 27705-5649

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3406 WINDSOR WAY, DURHAM, NC 27707-4542

Mortgage

Document Number	2020043208
Date	Oct 9, 2020
Instrument	2020043208

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 3406 Windsor Way was $9,993, up 2.5% from the year before.

Source: Durham County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Municipality	Durham City
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,993.00 (+2.52%)	$983,285 (-3.16%) Land $410,000 Building $573,285	$983,285 (-3.16%) Land $410,000 Building $573,285
2025	$9,747.00	$1,015,374 Land $410,000 Building $605,374	$1,015,374 Land $410,000 Building $605,374
2023	$9,027.00 (+2.35%)	$689,169 Land $164,400 Building $524,769	$689,169 Land $164,400 Building $524,769
2022	$8,820.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3406 Windsor Way in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	14 (1982–2024)
Claims Outside the SFHA	12 of 14
Most Recent Claim	Jul 2024 · rainfall accumulation
Claims by Event	Hurricane Florence, Sep 2018 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3406 Windsor Way is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURHAM serves 333,490 people · EPA ID NC0332010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T, Google Fiber, Hotwire Communications, Verizon.

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