3406 Winchell Ln, Billings, MT 59102 Property Records

Yellowstone County property record for 3406 Winchell Ln, Billings, MT 59102

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,054 sqft · built 1965
Lot Size	0.177 acres (7,709 sqft)
Owner	2 Individual Names on File
Last Sale	$460,565 (Jul 2023)
Tax Bill	$2,260 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`000C022050`

Property Details

APN / Parcel Number

Primary APN	`000C022050`
Alternative APNs	`03-0926-02-4-21-13-0000` `R0340972` `C022050` `C02205`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,054 sqft Living Area
Gross Area	2,160 sqft
1st Floor Area	1,104 sqft
Basement Area	1,056 sqft
Finished Basement	950 sqft
Unfinished Basement	106 sqft
Family Room	Family Room

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1980
Architectural Style	Split Level
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,709 sqft (0.177 acres)
View / Lot	Neighborhood / Spot
Garage Area	312 sqft
Parking Spaces	1 Parking Space
Porch	Stoop
Porch Area	62 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3406 WINCHELL LN
City	BILLINGS
State	MT
Zip	59102-4446
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-70
Legal Description	PATRICIA SUBD, S02, T01 S, R25 E, BLOCK 4, LOT 15
Legal Range	25E
Legal Township	01S
Legal Section	02
Legal Subdivision	PATRICIA SUBD
Legal Block	4
Legal Lot Number	15
Jurisdiction	YELLOWSTONE MT
Township / Civil Division	BILLINGS
Census Block Group	1
Census Block	1001
Census Tract	1804

Owner

3406 Winchell Ln is owned and occupied by two individuals who bought it in July 2023.

Source: Yellowstone County records, as of September 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3406 WINCHELL LN, BILLINGS, MT 59102-4446
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2023	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Oct 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage MANN MORTGAGE LLC
Sep 17, 2019	Deed of Trust, Mortgage · FHA Mortgage MANN MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 12, 2023 · Amount on File
Deed Sale	Jul 12, 2023 · Amount on File
Prior Sale	Sep 17, 2019 · Amount on File
Deed Document Number	20234051399
Record Updated	Oct 29, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Jul 12, 2023
Property Address	3406 WINCHELL LN, BILLINGS, MT 59102-4446
Document Number	0004051399
Map Reference	DOC 649255
Instrument Date	Jul 11, 2023
Instrument	4051399
Transaction Type	Transfer
Record Updated	Aug 16, 2023
Title Company	FIRST MONTANA LAND TITLE COMPANY, FIRST MONTANA TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3906 WITHALL LANE, BILLINGS, MT 59102

Mortgage

Document Number	0004051400
Date	Jul 12, 2023
Instrument	4051400

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	3406 WINCHELL LN, BILLINGS, MT 59102-4446
Transaction Type	Mortgage
Record Updated	Nov 2, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003994101
Date	Oct 19, 2021
Instrument	3994101

Lender

Name	MANN MORTGAGE LLC
Type	Mortgage Company
Address	KALISPELL, MT 59901

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	3406 WINCHELL LN, BILLINGS, MT 59102-4446
Transaction Type	Mortgage
Record Updated	Aug 17, 2021
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003896590
Date	Sep 17, 2019
Instrument	3896590

Lender

Name	MANN MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3406 Winchell Ln was $2,260, down 25.3% from the year before.

Source: Yellowstone County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Montana
Municipality	Billings City
County	Yellowstone County
Elementary School District	Billings Elementary School District (PK - 08)
Secondary School District	Billings High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$360,500 (-) Land $48,738 Building $311,762	$360,500 (-) Land $48,738 Building $311,762
2025	$2,260.00 (-25.29%)	$360,500 Land $48,738 Building $311,762	$360,500 Land $48,738 Building $311,762
2024	$3,025.00 (+9.4%)
2023	$2,765.00	$309,900	$309,900 Land $47,557 Building $262,343

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3406 Winchell Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Mar 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3406 Winchell Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.5% of Montana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BILLINGS serves 114,000 people · EPA ID MT0000153
Water Source	Surface water
Last State Inspection	May 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Wisp West Fixed Wireless	200 / 100

May also be available: Verizon.

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