McHenry County property record for 3406 W Lorient Dr, McHenry, IL 60050
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 1,696 sqft · built 1989 |
| Lot Size | 0.237 acres (10,454 sqft) |
| Owner | Company Name on Record |
| Last Sale | $203,000 (Jul 2017) |
| Tax Bill | $7,569 (2024) |
| Deeds & Mortgages | May 2026 Line of Credit May 2021 Second Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-35-453-015 |
| Primary APN | 09-35-453-015 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 3 Half Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 1,696 sqft Living Area |
| 1st Floor Area | 1,696 sqft |
| Basement Area | 864 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | A-Frame |
| Exterior Material | Brick |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 10,454 sqft (0.237 acres) |
| Lot Dimensions | 125 ft deep x 83 ft wide |
| Garage Area | 496 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 36 sqft |
| Deck Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Water Source | Commercial |
| Street Address | 3406 W LORIENT DR |
|---|---|
| City | MCHENRY |
| State | IL |
| Zip | 60050-5691 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2017R0037763 LT 106 UNIT 2 OF BRITTANY HEIGHTS |
| Legal Subdivision | BRITTANY HEIGHTS |
| Legal Block | 453 |
| Legal Lot Number | 106 |
| Legal Unit | 2 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | MCHENRY |
| Census Block Group | 3 |
| Census Block | 3024 |
| Census Tract | 870606 |
Source: McHenry County records, as of May 22, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 3406 W LORIENT DR, MCHENRY, IL 60050-5691 |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| May 11, 2026 | Deed of Trust, Mortgage · Line of Credit CORNERSTONE NATIONAL BANK AND TRUST COMPANY |
| May 10, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage CORNERSTONE NATIONAL BANK & TRUST CO |
| Apr 5, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CORNERSTONE NATIONAL BANK & TRUST CO |
| Aug 22, 2019 | Deed of Trust, Mortgage · Commercial Mortgage CORNERSTONE NATIONAL BANK & TRUST CO |
| Jul 11, 2017 | Warranty Deed, Transfer · Conventional Mortgage CORNERSTONE NATIONAL BANK & TRUST C |
| Mar 1, 2017 | Loan Modification, Mortgage · FHA Mortgage NATIONSTAR MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 11, 2017 · Amount on Record |
| Deed Sale | Jul 11, 2017 · Amount on Record |
| Prior Sale | Jan 10, 2014 · Amount on Record |
| Deed Document Number | 201725229 |
| Last Transfer Date | Sep 28, 2017 |
| Transfer Doc | 0000037763 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | May 11, 2026 |
| Property Address | 3406 W LORIENT DR, MCHENRY, IL 60050-5691 |
| Document Number | 0000012885 |
| Instrument Date | Apr 21, 2026 |
| Instrument | 202612885 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Trust, 212 |
| Document Number | 0000012885, |
|---|---|
| Date | May 11, 2026 |
| Instrument | 202612885 |
| Name | CORNERSTONE NATIONAL BANK AND TRUST COMPANY |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 3406 W LORIENT DR, MCHENRY, IL 60050-5691 |
| Transaction Type | Mortgage |
| Record Updated | May 21, 2021 |
| Title Company | ACQUEST TITLE SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0000025380 |
|---|---|
| Date | May 10, 2021 |
| Instrument | 2021R0025380 |
| Name | CORNERSTONE NATIONAL BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 3406 W LORIENT DR, MCHENRY, IL 60050-5691 |
| Transaction Type | Mortgage |
| Record Updated | Apr 27, 2021 |
| Title Company | ACQUEST TITLE SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0000018035 |
|---|---|
| Date | Apr 5, 2021 |
| Instrument | 2021R0018035 |
| Name | CORNERSTONE NATIONAL BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | PALATINE, IL 60067 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 356 Months |
| Due | Dec 1, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.12% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 3406 W LORIENT DR, MCHENRY, IL 60050-5691 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000027057 |
|---|---|
| Date | Aug 22, 2019 |
| Instrument | 2019R0027057 |
| Name | CORNERSTONE NATIONAL BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | PALATINE, IL 60067 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Jul 11, 2017 |
| Property Address | 3406 W LORIENT DR, MCHENRY, IL 60050-5691 |
| Document Number | 0000025229 |
| Map Reference | DOC87R8131 |
| Instrument Date | Jul 5, 2017 |
| Instrument | 2017R0025229 |
| Transaction Type | Transfer |
| Record Updated | May 27, 2021 |
| Title Company | CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $304.50 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3406 W LORIENT DR, MCHENRY, IL 60050-5691 |
| Document Number | 0000025230 |
|---|---|
| Date | Jul 11, 2017 |
| Instrument | 2017R0025230 |
| Name | CORNERSTONE NATIONAL BANK & TRUST C |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2047 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 3406 W LORIENT DR, MCHENRY, IL 60050-5691 |
| Document Number | 0000010204 |
| Instrument Date | Mar 1, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2017 |
| Title Company | CORELOGIC-SOLUTIONS EXPRESS |
| Name | Verified Name |
|---|---|
| Address | 3406 W LORIENT DR MCHENRY IL 600505691, MCHENRY, IL 60050-5691 |
| Document Number | 0000010204 |
|---|---|
| Date | Mar 23, 2017 |
| Instrument | 10204 |
| Name | NATIONSTAR MTG |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 22, 2047 |
| Rate | 3.62% |
|---|
Source: McHenry County assessment roll, as of June 30, 2025
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | McHenry Township |
| Municipality | McHenry City |
| Elementary School District | McHenry Community Consolidated School District 15 (PK - 08) |
| Secondary School District | McHenry Community High School District 156 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $7,569.00 | $105,482 (+20.32%) Land $19,596 Building $85,886 | $316,446 (+20.32%) Land $58,788 Building $257,658 |
| 2022 | Homeowner's exemption | $87,671 Land $16,287 Building $71,384 | $263,013 Land $48,861 Building $214,152 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 3 (1979–1994) |
| Most Recent Claim | Mar 1994 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MCHENRY serves 22,335 people · EPA ID IL1110600 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | 7 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 23 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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